Huruma Group

Status: Paid Back

$4,275	Loan Request Pre-Disbursed : Jun 22, 2009 Listed: Jul 1, 2009 Funded: Jul 12, 2009
$4,275	Paid Back Ended: Nov 16, 2009

About the Field Partner

Tujijenge Tanzania Ltd administers this loan. Learn more

Field Partner:

Tujijenge Tanzania Ltd

Field Partner Risk Rating:

(Learn more)

Fundraising Status:

Active

Time on Kiva:

27 months

Kiva Entrepreneurs:

4657

Total Loans:

$1,044,925

Interest & Fees are Charged:

Yes (Learn more)

Portfolio Yield:	4%
Profitability (Return on Assets):	-62%
Average Loan Size (% of Per Capita Income):	28%

Delinquency Rate:

0.96%

Default Rate:

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Tanzania
Avg Annual Income:	$723
Currency:	Tanzania Shillings (TZS)
Exchange Rate:	1,310.0000 TZS = 1 USD

In this Group:
Abeid Yahaya, Asia Khamisi, Brigiter Baptis, Fortunata Mbewa, Zawadi Raharani, Asha Abdallah, Nasra Mohamed, Clara Kimario*, Asna Ally, Halima Seleman, Fatna Nondwa, Patricia Gwenya, Margaretha Julius, Halima Cuthbet, Salum Omary, Adela Chalamile, Fatuma Yusuph, Judith Moshi*, Salum Ally, Salum Yahaya, Margret Playgod
* not pictured

About the Loan

Location:	Dar Es Salaam, Tanzania	Repayment Term:	6 months (more info)
Activity:	Tailoring	Repayment Schedule:	Monthly
Loan Use:	To buy more materials for making clothing.	Currency Exchange Loss:	Covered
		Default Protection:	Not Covered

Abeid Yahaya, age 45, is married with three children ages 12, 3 and 6 years. He has had a tailoring business since 1990. He works daily from 7 am to 8 pm. He is able to earn a monthly profit of about $301.

This will be Abeid’s first loan from Tujijenge Tanzania. He wants a loan to buy more materials for his tailoring business.

Abeid will share this loan with his group, Huruma, which totals 22 members. These members will hold each other accountable in paying back their loans. In the picture, Abeid is second from left, front row.

About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

Lenders to this group

Howard & Jillian
Vence,
France

Don & Donna
Tulsa, Oklahoma
United States

Laurent D
Brussels,
Belgium

Ron and Marlene
Andover, Minnesota
United States

Aaron
Atchison, KS
United States

Nicholas
Toronto, Ontario
Canada

POETS OF BOULDER
Boulder, CO
United States

Buchanan Family
www.kivafriends.org, Ramsey, NJ
United States

Scott Leibrand
Everett, WA
United States

Christina
Chicago, CO
United States

Edgar
Decatur, GA
United States

RaviG
Bay Area, CA
United States

mike
alexandria, VA
United States

Fredric
Unionville, VA
United States

Tarik
Washington, DC
United States

Sarah
Lancaster, Lancashire
United Kingdom

Tim Schroeder
Columbus, OH
United States

Brad
Snohomish, WA
United States

Anonymous
Ann Arbor, MI
United States

Anonymous

Claus-Peter
www.kivafriends.org,
Germany

Jeff
Lebanon, OH
United States

Anonymous
Racine, WI
United States

Roeli
Vlissingen,
Netherlands

Josh

David
Oceanside, CA
United States

Stefan
Odense,
Denmark

Jorge Blanco
Iizuka, Fukuoka
Japan

Anonymous
Chicago, IL
United States

Thomas
Oslo,
Norway

Robin
Peninsula, OH
United States

Marisa
Beverly Hills, CA
United States

lauren
denver, CO
United States

epSos.de
Nürnberg,
Germany

Lauren
Lake Forest, IL
United States

Elies Campo
Barcelona, Barcelona
Spain

Barbara

Justin
NEW YORK, NY
United States

Dave

Mike
SEATTLE, WA
United States

Russell
Washington, DC
United States

Anonymous
Berlin,
Germany

Keltia Design, Inc.
Seattle, WA
United States

Math Club
Vancouver, British Columbia
Canada

Debbie
Atlanta, GA
United States

David
Wimbledon, London
United Kingdom

Alan
Sunnyvale, CA
United States

Stefanie

D.M
North Brunswick, NJ
United States

Allen & Susan
Whitby, Ontario
Canada

Giovanni Cataldi
Roma, Roma
Italy

NEIL
DUBLIN,
Ireland

ShafferFamilyFoundation
Miami Beach, FL
United States

Good Dogg
Front Porch, www.kivafriends.org
United States

Luis
Leesburg, VA
United States

Joy
London,
United Kingdom

Theresa & Allen
Rockville, MD
United States

Carrie
Texas
United States

Brittany

Annie & Andrew
Saint Paul, MN
United States

Merine
Amsterdam,
Netherlands

Max
Mannheim,

David and Allyson
Las Vegas, NV
United States

Jeroen
Boskoop,
Netherlands

janet
cincinnati, OH
United States

Koshka
Tokyo
Japan

Natalie
Johannesburg, Gauteng
South Africa

Michael
Washington, DC
United States

Ben
Ann Arbor, MI
United States

jan christian
san rafael, CA
United States

David
Toronto, Ontario
Canada

Sharon
warren, PA
United States

D&G
Seattle, WA
United States

Ron
Clementon, NJ
United States

María José
BRUXELLES,
Belgium

Monroe
New York, NY
United States

David
Riverside, CA
United States

patrick
Liberty, MO
United States

yolanda
los angeles, CA
United States

Erica
Santa Barbara, CA
United States

Richard
Nashville, TN
United States

Lisa
Ashburn, VA
United States

Yi Zhang
New York, NY
United States

Janiece
Pocatello, ID
United States

Angela

Kirk

Julie
CAMBY, IN
United States

Mackie and Bailey

KRISTA
shippensburg, PA
United States

Jerry
SIDNEY, MT
United States

soonerlionsclub
norman, OK
United States

Irene

Jadir
Porto,
Portugal

dslunsford1
Hampton, VA
United States

Audun
Oslo,
Norway

Nigel
London, England
United Kingdom

The Dhar Group
Boston, MA
United States

Project Mogul
Phoenix, Arizona
United States

linus
hollywood, FL
United States

J. Brown
New York, NY
United States

Ian
Danville, CA
United States

Deborah
Hampshire, IL
United States

James
Framingham, MA
United States

Nick

Jon
Portsmouth, NH
United States

William
IL
United States

Jessica

linde

Austria

David
Winnellie, Northern Territory
Australia

Annette
Cincinnati, OH
United States

Florian

Volker
M,
Germany

David & Deborah
Murphysboro, IL
United States

Krzysztof
Krakow,
Poland

Mike & Lea Ann
San Francisco, CA
United States

Katherine
Springfield, VA
United States

debaixa y ant1
Maidenhead, Barcelona
Spain

Rebecca
Volo, IL
United States

Paul
Montfoort,
Netherlands

Cris
Ohio
United States

Susan
Woodmere, NY
United States

Cat

United Kingdom

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Team Virginia
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Journal entries for Huruma Group

Loan has been disbursed Entrepreneur: Huruma Group Location: Dar Es Salaam, Tanzania Thank you for your loan. It has been disbursed to Huruma Group, consisting of Abeid Yahaya, Asia Khamisi, Brigiter Baptis, Fortunata Mbewa, Zawadi Raharani, Asha Abdallah, Nasra Mohamed, Clara Kimario, Asna Ally, Halima Seleman, Fatna Nondwa, Patricia Gwenya, Margaretha Julius, Halima Cuthbet, Salum Omary, Adela Chalamile, Fatuma Yusuph, Judith Moshi, Salum Ally, Salum Yahaya, Margret Playgod by Tujijenge Tanzania Ltd in Tanzania. We are excited to watch this business grow. Over the 3 months of this loan, Tujijenge Tanzania Ltd will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Dar Es Salaam, Tanzania Jul 13, 2009
Comments (1)

A popular dressmaker! Entrepreneur: Huruma Group Location: Dar Es Salaam, Tanzania Greetings from Tanzania! Thank you for supporting Abeid Yahaya and the Huruma Group with a loan. With the loan Abeid received, he bought more sewing machines for his business and he is doing very well. With the increase in business his monthly profit rose from $301 to about $350! He used the profits to improve on business, school fees and household expenses. Abeid and the Huruma Group are very grateful for the loan and are thankful to everyone who has supported them. To see other loans being fundraised by Tujijenge Tanzania, please click on the following link: http://www.kiva.org/app.php?page=businesses&partner_id=87&status=fundRaising&sortBy=New+to+Old&_tpg=fb
Posted by Rita Nyaborogo from Dar Es Salaam, Tanzania Nov 10, 2009
Comment on this entry

Repayment Schedule for Huruma Group

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	Expected Repayments		Actual Repayments		Comments
September 2009					Repayment Received
From Entrepreneur to Field Partner	Jun 29, 2009	350,015.63 TZS	Jul 6, 2009	700,031.25 TZS
	Jul 6, 2009	350,015.63 TZS	Jul 13, 2009	350,015.63 TZS
	Jul 13, 2009	350,015.63 TZS	Jul 20, 2009	350,015.63 TZS
	Jul 20, 2009	350,015.63 TZS	Jul 27, 2009	350,015.63 TZS
	Jul 27, 2009	350,015.63 TZS
From Field Partner to Lenders	Sep 2009	$1,335.95	Sep 2009	$1,335.94
October 2009					Repayment Received
From Entrepreneur to Field Partner	Aug 3, 2009	350,015.63 TZS	Aug 3, 2009	350,015.64 TZS
	Aug 10, 2009	350,015.63 TZS	Aug 10, 2009	350,015.63 TZS
	Aug 17, 2009	350,015.63 TZS	Aug 17, 2009	350,015.63 TZS
	Aug 24, 2009	350,015.63 TZS	Aug 24, 2009	350,015.63 TZS
	Aug 31, 2009	350,015.63 TZS	Aug 31, 2009	350,015.63 TZS
From Field Partner to Lenders	Oct 2009	$1,335.95	Oct 2009	$1,335.96
November 2009					Repayment Received
From Entrepreneur to Field Partner	Sep 7, 2009	350,015.63 TZS	Sep 7, 2009	350,015.63 TZS
	Sep 14, 2009	350,015.63 TZS	Sep 14, 2009	350,015.63 TZS
	Sep 21, 2009	350,015.63 TZS	Sep 21, 2009	350,015.63 TZS
	Sep 28, 2009	350,015.63 TZS	Sep 28, 2009	350,015.63 TZS
From Field Partner to Lenders	Nov 2009	$1,068.76	Nov 2009	$1,068.76
December 2009					Repayment Received
From Entrepreneur to Field Partner	Oct 5, 2009	350,015.63 TZS	Oct 5, 2009	350,015.63 TZS
From Entrepreneur to Field Partner	Oct 12, 2009	350,015.56 TZS	Oct 12, 2009	350,015.56 TZS
From Field Partner to Lenders	Dec 2009	$534.34	Dec 2009	$534.34