Delia


Status: Paying Back

$650.00   Loan Amount
87% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Delia
Location: Juliaca, Peru
Activity: Retail

About the Loan

Loan Amount: $650.00
Loan Use: Increase inventory of merchandise.
Repayment Term: 10 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Apr 5, 2009
Date Disbursed: Mar 17, 2009
Date Funded:Apr 6, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.1450 PEN = 1 USD



Delia is a very hardworking woman who lives in her own home along with her 3 children: Miguel, 29; Tania, 21; and Katerina, 6. for whom she wants to provide a good life. Her business is the sale of various products; she sells alcohol, wine, chocolate, shampoo, etc. She has a small stand in the Tupac Amaru market (an important market in Juliaca), where she takes care of her customers with friendliness, as she knows the success of her business depends on them. What Delia likes most is to sell her goods and see her clients go away happy. She has been working hard for 8 years and hopes to be able to start up a business selling electrical appliances in the same market so that she can increase her income. What is difficult about her work is keeping the business stocked, as the goods she has sell out quickly and sometimes she does not have enough money to restock the merchandise. This is her second loan with MFP. She knows that she has to make her repayments on time and she is willing to save little by little. She is a respected member of her communal bank who always keeps order at the meetings. With the 2,000 soles she requests she will increase the amount of products she has at her store so that she can offer greater variety to her customers.

Translated from Spanish by Molly Puglisi, Kiva Volunteer


Delia es una mujer muy trabajadora, vive en su propia casa, junto a sus 3 hijos; Miguel de 29, Tania 21 y Katerine de 6 años, a quienes quiere dar un buena vida. Se dedica al negocio de la venta de productos variados, vende licores, vinos, chocolates, shampoo, etc. Tiene un pequeño puesto en el mercado Tupac Amaru (Mercado importante de la ciudad de Juliaca), donde atiende a sus clientes con mucha amabilidad, ya que sabe que de ellos depende el éxito de su negocio. Lo que más le gusta a Delia es vender sus productos y ver como sus clientes se los llevan muy contentos, lleva 8 años trabajando duro para salir adelante, espera poder poner un negocio de venta de artefactos eléctricos en el mismo mercado, con el cual pueda incrementar sus ingresos. Lo difícil de su trabajo es mantener surtido su puesto, ya que los productos que vende se acaban rápidamente y a veces no le alcanza el dinero para reponer la mercadería. Este es el segundo préstamo con MFP, sabe que tiene que pagar sus cuotas a tiempo y para ello está dispuesta a ahorrar poco a poco, en su banco comunal es una socia muy respetada ya que siempre pone orden en las reuniones. Con los dos mil nuevos soles que solicita incrementará la cantidad de productos que tiene en su tienda, para así ofrecerles a sus clientes una mayor variedad.

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Journal entries for Delia


Loan has been disbursed
 
Entrepreneur: Delia
Location: Juliaca, Peru

Thank you for your loan. It has been disbursed to Delia by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 7 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Juliaca, Peru
Apr 7, 2009
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Kiva Help Repayment Schedule for Delia

  Expected Repayments Actual Repayments Comments
June 2009 $81.25 $81.25 Repayment Received
July 2009 $81.25 $81.25 Repayment Received
August 2009 $81.25 $81.25 Repayment Received
September 2009 $81.25 $81.25 Repayment Received
October 2009 $81.25 $81.25 Repayment Received
November 2009 $81.25 $81.25 Repayment Received
December 2009 $81.25 $81.25 Repayment Received
January 2010 $81.25 Available Jan 1