Arme Du Christ Group


Status: Paid Back

$3,675.00   Loan Request
$3,675.00   Paid Back

About the Group

Group Name: Arme Du Christ Group
Group Members: Daniel Metellus
Irma Philistin
Marielourdes Monestime
Oxane Joseph
Nelly Michel
Gislene Riviere
Clotild Aldagis
Verona Aldagis
Nadege Zephir
Amarinthe St Julien
Cherelus Claudette
Petion Madeleine
Philomene Joseph
Jean Arsene (not pictured)
Ylienise Louis
Location: Trou-du-nord, Haiti
Activity: Food Market

About the Loan

Loan Amount: $3,675.00
Loan Use: To buy sugar, flour, rice, oils, and vegetables
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: May 1, 2009
Date Disbursed: Mar 24, 2009
Date Funded:May 1, 2009
Loan Ended:Oct 15, 2009

About the Country

Country:Haiti
Avg Annual Income:$1,600.00
Currency:Haiti Gourdes (HTG)
Exchange Rate:39.7445 HTG = 1 USD



The “Arme du Christ” or “Army of Christ” Group is a made of fifteen male and female entrepreneurs. After successfully repaying their 1st loan, they are looking forward to continued success and growth in their businesses with their 2nd loan.

Though small, the group has a wide range of businesses from food sales and used clothing, to live animals. Nelly Michel is one of three representatives of the group. She is a single mother of two children.

The hardworking mom sells a variety of items based on the needs of her clients. She mostly sells food items including sugar, flour, oils, rice, spices, and some vegetables. Her business and family were both able to benefit from the loan because prior to the loan, she says, her children’s meals were not as regular as they should be whereas now, the entire family is able to eat three meals a day. She hopes to continually grow her business and increase her savings so that she may finish school, go to college and eventually get married.

On behalf of Nelly, Arme du Christ, and Esperanza we thank you for your support.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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Lenders to this group

Karen and Gery
KivaFriends.org, Monarch Beach, CA USA
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Marius
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Terry
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P & D
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Charmaine
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Jacobson Family
Cortlandt Manor, NY
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Wolfgang
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Buchanan Family
www.kivafriends.org, Ramsey, NJ
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Jane
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Penny and Robin
Darwin, Northern Territory
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Judith
St. Peter, MN
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Jackie, Samantha & Matt
Burlington NJ, www.kivafriends.org
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CherylS
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Wietske & José
Lausanne,
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David
Broomall, PA
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DL
Harrisburg, SD
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Laurie
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Pedr0
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Rich
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Raph
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Breianne
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Gary and Elizabeth
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Ana
Chia, Cundiamarca
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Nico W
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Stone
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SchiessCo
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Grant
Clarksville, TN
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Brian
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Gary
Denver, Colorado
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Mark
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Nancy
Waverly, IA
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Kathy
Gainesville, FL
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Drury Gives Global
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Ian
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Eric
Plymouth, MA
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Walter
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Julie
Amherst, NH
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Julie
Lafayette, CA
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Justus
Chicago, IL
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Charlotte
Chicago, IL
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Ron
San Antonio, TX
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Neil
Wheaton, IL
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THERESA & ALI
DOYLESTOWN, PA
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Chad
Wichita, KS
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Carol
Miami, FL
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Bob Harris
Los Angeles, CA
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Carmen and Rod
Cedar Rapids, IA
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Helle H. Christensen
Taastrup, Denmark
Denmark

Alan
Newbury, Berkshire
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Joyce
West Valley City, UT
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Jen
Richmond, CA
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Bright Horizons
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Andrew and Daniel
Oak Hill, VA
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A&U
Houston, TX
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KIVA Shopping Club #2
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R3M
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Portugal

Anonymous
Benton, AR
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JOHN
Miami Beach, FL
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Megan
Somerville, MA
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Anonymous
Irvine, CA
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SUNY Geneseo Anthropology Seniors
Geneseo, NY
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Mark
Oconomowoc, WI
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Marchele
Columbus, OH
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Håkan
Brämhult,
Sweden

Klaas
Redondo Beach, CA
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Katie & Shane
Winnipeg, Manitoba
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Alan
Honolulu, HI
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Mark & Rita
Cumberland, MD
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Jon
Minneapolis, MN
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marek
prague,
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Alex
montclair, NJ
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melanie
san jose, CA
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Iskander
Amsterdam, NH
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Carly
Duluth, MN
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Jason Todd
Chicago, IL
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Mig
San Francisco, CA
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Katherine
Old Greenwich, CT
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Fredric
Unionville, VA
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Ronald
Blue Springs, MO
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Patty
O Fallon, IL
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David
Somerville, MA
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Anonymous
Leeds, ME
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Laurent D
Brussels,
Belgium

Monnie
Spanish Fort, AL
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Roy,Sandy & Shadow
Mesa, AZ
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Romere
Brooklyn, NY
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Joe
concord, CA
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Edgar the Cat
Los Angeles, California
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Sue Ann
Morgantown, WV
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Brian
Cincinnati, OH
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Eric
Torrance, CA
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Jason Ward
Elk Grove Village, IL
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Samantha
Arvada, CO
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Lisa and Mike
Sidney, BC
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Steven
New York, NY
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MPI
Torrance, CA
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Brendan
Marcoola, Queensland
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Scott
Acworth, GA
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Lowell
Wollongong, NSW
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LutherKiva
Decorah, IA
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Sam
Savannah, GA
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Sigrid
Lillian, AL
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Rob
Orlando, FL
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Christopher
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Andreas
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Steve and Anne
Laurel, MD
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Joey Aszterbaum
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Haden Smith
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The Hendersons
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Lisa
San Diego, CA
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greg
Valley Springs, CA
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Maureen
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Simon
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Clara
New York, NY
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Johnston Heights Sec
Surrey, British Columbia
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Mark
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Greg
New York
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John & Marilyn
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Donna
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Journal entries for Arme Du Christ Group


Loan has been disbursed
 
Entrepreneur: Arme Du Christ Group
Location: Trou-du-nord, Haiti

Thank you for your loan. It has been disbursed to Arme du Christ Group, consisting of Daniel Metellus, Irma Philistin, Marielourdes Monestime, Oxane Joseph, Nelly Michel, Gislene Riviere, Clotild Aldagis, Verona Aldagis, Nadege Zephir, Amarinthe St Julien, Cherelus Claudette, Petion Madeleine, Philomene Joseph, Jean Arsene, Ylienise Louis by Esperanza International, a partner of HOPE International in Haiti. We are excited to watch this business grow. Over the 5 months of this loan, Esperanza International, a partner of HOPE International will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Trou-du-nord, Haiti
May 2, 2009
Comments (1)

Kiva Field Update - Message from the Dominican Republic
 
Entrepreneur: Arme Du Christ Group
Location: Trou-du-nord, Haiti

Dear Esperanza lenders,

As you may know, all entrepreneur profiles on Kiva’s website are posted by local Field Partners like Esperanza, whose mission is to “free children and their families from poverty through initiatives that generate income, education, and health, restoring self-worth and dignity to those who have lost hope.” As a Kiva Fellow working with Esperanza International in the Dominican Republic and Haiti, I saw Esperanza’s mission at work most recently while visiting a batey.

For those that are not familiar with the term “batey,” it is a small, barrack-style community built and maintained by large sugar corporations. These communities are often completely surrounded by sugar cane fields, and often they lack basic resources such as clean drinking water, transportation, reliable electricity, and medicine. The majority of a batey’s members work in planting, cutting, and loading sugar cane for eight months of the year. The other four months are a stalemate, during which there are no sugar cane earnings.

In order to ensure continued earnings, one entrepreneur, Cloreta Yan, who lives on a rural batey, used her Kiva loan to open a small store in her house. Her community previously did not have a store where they might buy basic supplies, which meant that community members had to travel to nearby communities to shop. When my fellow Kiva Fellow Kalie Gold and I first visited Cloreta, she offered very basic supplies, such as sugar, oil, and rice. When I conducted a follow-up visit, she was selling over 20 items, including tobacco, ice, drinks, and cookies. She is now earning 600 pesos a week and, according to her loan officer, continues to expand the line of merchandise she sells.

Esperanza has supported 4,251 Kiva entrepreneurs thus far, resulting in approximately $200,000 loaned. Continually working to improve their organization, they have recently opened an office in Trau de Nord, Haiti. Esperanza continues to grow - thanks to Kiva lenders like you!

Staff members at various offices throughout the Dominican Republic visit their entrepreneurs frequently, and many of you will receive an update on an entrepreneur who received a loan contribution from you. Unfortunately, due to logistical and administrative constraints, reaching every entrepreneur for an update is just not possible, even with Esperanza’s dedicated team. Whether or not an update is provided on a specific entrepreneur to whom you made a loan, I hope that you have enjoyed this update on the impact that Esperanza has had with Kiva funds.

Finally, I would like to thank you personally for supporting an entrepreneur in Haiti or the Dominican Republic. It saddens me to realize that this letter marks the end of my time working with Kiva’s Field Partner Esperanza here in the Dominican Republic. For the last three months I have had the pleasure of working with Esperanza, visiting numerous Kiva entrepreneurs, and training staff members in writing business profile updates for Kiva lenders such as yourself.

To see all current fundraising loans from Esperanza on Kiva.org, please click here:

http://www.kiva.org/app.php?page=businesses&partner_id=44&status=Fundraising&sortBy=New+to+Old&_te=mj&_te=mj

To see a short YouTube video on Cloreta Yan, please click here:

http://www.youtube.com/watch?v=8reiqg1pbBo&_te=mj

On behalf of Kiva, Esperanza, and its entrepreneurs, we thank you for your continued support.


Posted by JD Bergeron, Kiva Staff, from San Francisco, United States
Jun 11, 2009
Comments (14)

Kiva Help Repayment Schedule for Arme Du Christ Group

  Expected Repayments Actual Repayments Comments
July 2009 $1,099.99 $1,099.99 Repayment Received
August 2009 $903.44 $903.44 Repayment Received
September 2009 $642.66 $642.66 Repayment Received
October 2009 $676.98 $676.98 Repayment Received
November 2009 $351.93 $351.93 Repayment Received