San Jose De Viñaca Group

The Communal Bank San José de Viñaca begins its fourth cycle with 22 partners, all hailing from the community of San José de Viñaca, located 40 minutes from the city of Ayacucho. Its inhabitants dedicate themselves to raising vegetables, primarily, and livestock.

The partners are involved in different activities, such as raising and selling crops and livestock, selling groceries and vegetables.

Such is the case of Natalia, who is 47, married and has six children. Natalia and her husband raise alfalfa and sell it in a supply market in the city of Ayacucho.

Rosa, on the other hand, is 43, married and has seven children. Rosa and her husband raise vegetables and alfalfa.

Meanwhile, Nery is 23, married and has two children. Nery raises alfalfa, vegetables and guinea pigs.

The partners need different loans for different amounts like $100 USD, $145 USD, $195 USD, $290 USD, for a total of $4300 USD needed in loans at the Communal Bank.

Your loans will be invested in the purchase of rice, sugar, brick, seed, alfalfa and to pay laborers.

The partners' goals are to improve their business and provide a good education to their children so they may have a good future.

Translated from Spanish by Jonathan Bradshaw, Kiva Volunteer

El Banco Comunal San José de Viñaca inicia su cuarto ciclo con 22 socias, todas ellas son de la comunidad de San José de Viñaca, que se ubica a 40 minutos de la ciudad de Ayacucho, la población se dedica a la agricultura de verduras en mayor proporción y la ganadería.

Las socias realizan diferentes negocios como la venta de animales, abarrotes en general, verduras y la agricultura, ganadería.

Como es el caso de Natalia que es casada, tiene 47 años y 6 hijos, Natalia junto a su esposo se dedican a la siembra de alfalfa, producto que luego comercializan en el mercado de abastos de la ciudad de Ayacucho.

Por otro lado Rosa es casada, tiene 43 años y 7 hijos, Rosa junto a su esposo se dedican a la siembra de verduras, alfalfa.

Mientras que Nery es casada, tiene 23 años y 2 hijos, Nery se dedica a la agricultura de alfalfa, verduras, además a la crianza de cuy.

Las socias necesitan diferentes montos de prestamos como 300 soles, 450 soles, 600soles, 900 soles, haciendo un total de 13,500 soles de prestamos en el Banco Comunal.

Sus prestamos serán invertidos en la compra de arroz, azúcar, ladrillo, semilla, alfalfa y para el pago de los peones.

Los sueños de las socias son mejorar sus negocios, brindar una buena educación a sus hijos para que tengan un buen futuro.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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