Vicky Alejandrina,

Status: Paying Back - Delinquent

$200.00		Loan Amount

77% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name and location be undisclosed)

Name:	Vicky Alejandrina,
Location:	Location Undisclosed, Peru
Activity:	Food Production/Sales

About the Loan

Loan Amount:	$200.00
Loan Use:	Basic ingredients for food sales, and money for the birth of her child.
Repayment Term:	6 months - View details below
Lenders Repaid:	Monthly
Currency Exchange Loss:	N/A
Date Listed:	Mar 31, 2009
Date Disbursed:	Mar 12, 2009
Date Funded:	Mar 31, 2009

About the Field Partner

Field Partner:

EDAPROSPO

Field Partner Risk Rating:

(Learn more)

Active

22 months

1823

$540,625

2.61%

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Peru
Avg Annual Income:	$6,715.00
Currency:	United States Dollars (USD)

Vicky is currently in the 7th month of pregnancy of her third child. Her two older children are 17 and 12 years old. Because of her condition, and because of the recent construction of her house, she is only working in one of the two businesses that she usually runs. For the last two years Vicky has run a small store which is not currently operating, as the products had to be stored in a safe place during construction on her home. Once she has had her baby, Vicky plans on restocking her products to take up her daily routine once again. Currently she sells fried food from the door of her home in the evenings and during the day. She hopes to offer more products from her store in the future, or to convert the space to a soda fountain where she can sell food and drink.

Translated from Spanish by James Comstock, Kiva Volunteer

En la actualidad, Vicky se encuentra en el séptimo mes de gestación de su tercer hijo. Sus dos hijos mayores ya tienen diecisiete y doce años. Debido a su estado, y también a la reciente construcción de su casa. Solo se dedica a un negocio de los dos que maneja por lo general.

Desde hace dos años tiene una bodega que por ahora no funciona ya que la construcción de su casa provocó que todas las cosas y productos de la bodega se guardaran en un lugar donde no pudieran dañarse. Una vez que haya dado a luz, Vicky piensa reinstalar las cosas de su bodega para retomar su rutina diaria.

Hoy en día solo se dedica a la venta de frituras en la puerta de su casa por las noches y todos los días. Más adelante quisiera surtir más en su tienda o de repente convertir el local en una fuente de soda donde pueda vender comida y bebida.

Lenders to this entrepreneur

Alexander
LAS VEGAS, NV
United States

Julio tu Papa
Mesa, AZ
United States

SASsy
vancouver, British Columbia
Canada

Jim
Chicago, IL
United States

Sarah
Chicago, IL

Andrea
New York, NY
United States

Robyn
Concord, CA
United States

Top Lending Teams for this entrepreneur

Ecoki
Businesses
23 Members

Journal entries for Vicky Alejandrina,

Loan has been disbursed Entrepreneur: Vicky Alejandrina, Location: Location Undisclosed, Peru Thank you for your loan. It has been disbursed to VICKY ALEJANDRINA, by EDAPROSPO in Peru. We are excited to watch this business grow. Over the 3 months of this loan, EDAPROSPO will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Location Undisclosed, Peru Apr 1, 2009
Comment on this entry

Update on your loan administered by Kiva Field Partner EDAPROSPO Entrepreneur: Vicky Alejandrina, Location: Location Undisclosed, Peru During a routine audit of Field Partner EDAPROSPO, Kiva discovered a number of discrepancies between the information posted to the Kiva website and what actually occurred on the ground. Specifically, many loans uploaded to the website before December 2008 contain inaccurate loan amounts, terms and/or loan uses. This is in violation of Kiva policy, and as such, as soon as we were alerted to a possible violation we placed EDAPROSPO on "pause." After placing them on pause, Kiva proceeded to execute a complete verification of every loan EDAPROSPO posted to the Kiva website; in total we examined 757 loans. As a result of our audit, we have discovered that 52% of the loans posted to the Kiva website by field partner EDAPROSPO contain data inaccuracies. 98% of these inaccuracies pertain to loans posted to the Kiva website before December 2008, when EDAPROSPO was under a different management team. After significant management turnover at the end of 2008, almost all loans on the Kiva website contain complete and accurate information and these loans comprise only 2% of the total discovered inaccuracies. You are receiving this email as we wanted to alert you that, after our verification efforts, Kiva cannot confirm that the specific loan you funded was actually disbursed. We can, however, confirm that the person you lent to is an EDAPROSPO borrower. Because EDAPROSPO has decided to guarantee all loans made on Kiva, you have continued to receive repayments on schedule. Because the new management team has proven that they are committed to providing accurate and transparent information to the Kiva website, and because they have repaid almost all of the inaccurate loans on-time, Kiva has decided to re-open the Kiva-EDAPROSPO relationship. During this new "pilot" phase on Kiva, we will be working closely with the new EDAPROSPO team, including their internal and external auditors, to continually verify new EDAPROSPO loans posted to Kiva, and if we are alerted to any new inaccuracies we will pause their relationship with Kiva and follow-up accordingly. If you have any questions, please visit Kiva's Help Center at http://www.kiva.org/about/help.
Posted by Michelle May Kreger, Kiva Staff, from San Francisco, United States Jul 11, 2009
Comments (4)

Repayment Schedule for Vicky Alejandrina,

Show Advanced

	Expected Repayments	Actual Repayments	Comments
June 2009	$50.00	$50.00	Repayment Received
July 2009	$50.00	$104.36	Repayment Received
August 2009	$50.00	$0.00	Repayment Received
September 2009	$50.00	$0.00	Delinquent