Las Luchadoras Group

"Las Luchadoras" are a group of women that are friends. They are very responsible and have a lot of will to get ahead. They are close neighbors that consist of the following people:

Mrs. Martha Rivera has had her own grocery store for 18 months. Her business is in a very strategic location where there is a lot of demand. Her 2 years old son depends of her, and this business allows her to take care of him herself. At night, she works as a caretaker for a gentleman since she is studying on Saturdays to become a nurse.
Our client needs a loan to buy an industrial press to make hamburgers. She wants to start doing this on Saturday nights and Sundays all day. Her dream is to graduate as a nurse; this way she will be able to have a permanent job during the week, and she can dedicate herself to her business in the weekends.

Mrs. Gabriela Rivera sells tortillas. She has had her business for 1 year. She is a friendly person, and sell the majority of her products to a chicken restaurant, while the rest is sold from her home. She lives with her mother, and at night takes care of her brother. She needs a loan to buy firewood, tortilla flour, water, and quicklime to make tortillas. In addition, she wants to buy pearls and metal wire because she also makes necklaces and bracelets.

Mrs. Maria is 30 years old, and she has had her business for 4 years. She sells clothing like shirts, blouses, pants, socks, and boxer shorts, but also glasses, cups, plates, shoes, and soft toys. She now needs a loan to buy a bundle of clothes to increase her profit margin, since she has been buying clothes by the pound at higher prices. This is a good business and therefore she needs the loan to buy a bundle of clothes which is a lot cheaper and brings her more profit.

Translated from Spanish by Ramon Kolb, Kiva Volunteer

El grupo las luchadoras son mujeres que se llevan muy bien y son muy responsables con muchos deseos de superarse, son vecinas cercanas. este grupo se define de la siguiente forma:
Doña Martha Rivera tiene 18 meses de tener su propia pulperia, este negocio esta ubicado en un lugar muy estrategico donde tiene mucha demanda, de ella depende su hijo de 2 años y asi estando en su negocio no descuida su hijo, ella en las noches trabaja cuidando a un señor ya que ella estudia enfermeria los dias sabados, la cliente necesita el credito para comprar una maquina industrial en forma de plancha para hacer tortas de carnes para hamburguesas. este negocio lo quiere hacer para los dias sabados en la noche y todo el domingo, su sueño es poder graduarse de enfermera, asi poder tener un trabajo fijo los dias de semana y los fines de semana dedicarse a s negocio.
La Sra. Gabriela Rivera se dedica a la venta de tortillas, elle tiene 1 año de tener su negocio, ella es una persona muy agradable, la mayoria de su producto lo entrega en una pollera y la otra parte la vende en la casa, ella vive con su mama, en las noches ella cuida a su hermano, ella necesita el credito para comprar leña, maseca, agua, cal para hacer mas tortillas y tambien necesita comprar perlas, estaño hilos, porque ella hace collares y pulseras.
Doña Maria tiene 30 años de edad, su negocio tiene 4 años de tenerlo, ella vende ropa como ser camisas, blusas, pantalones, calcetines, boxers, tambien vende vasos, tasas, platos, zapatos peluches. ella necesita el credito ahora para comprar un fardo de ropa y asi poder tener mas ganancias, ya que ahora las esta comprando por libras la ropa y sale mas caro, y este negocio es muy bueno , por tal razon necesita el credito asi compra el fardo de ropa y le sale mucho mas barato y puede tener muchas ganancias.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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