Arca De Noe Group

The Arca de Noe (Noah's Ark) loan group are three responsible women who want to get ahead. They are also close neighbors who have lots of experience in their daily activities. Here is a description of this group:
Señora Lucrecia is 56 years of age and has been engaged for 15 years in the business of selling condiments. She gets up early to prepare the line of spices (fragrant pepper, consomme, savory, garlic salt, onion salt, saffron, cinnamon, curry, linseed) which she sells in Talanga, Catacamas, Tatumbla and other towns in the vicinity of the capital city. Since she supplies the storekeepers in these places, her products are selling well. Her goal this year is to be able to distribute her products in other towns and villages.
Señora Yolanda is 55 years of age and a single mother. Her son is completely dependent on her since she is still paying for his education. She sells shoes for women and children, underwear, socks, t-shirts, tablecloths and bedspreads. She has many established customers who come each month to buy from her at her house. Her customers like her because she is very pleasant with them and gives good prices to returning customers. She needs this loan in order to buy more clothing, curtains, handbags and sandals. Her dream is to have a variety store from which she could sell lots of merchandise.
Señora Blanca is 40 years of age. She has dedicated the last 15 years to her sewing shop. She produces articles of clothing, such as slacks, skirts and blouses. She also has a mini-mart and she needs this loan to buy products for this store, such as butter, cheese and meats, and to improve the quality of her business. She is a single mother with two daughters who are still in school.

Translated from Spanish by Daniel Kvaka, Kiva Volunteer

El Grupo Arca de Noe son mujeres responsables con deseos de salir adelante, tambien son vecinas cercanas con mucha experiencia en sus actividades diarias, este grupo se identifica de esta forma:
La Sra. Lucrecia tiene 56 años de edad, tiene 15 años de dedicarse a su negocio que es la venta de condimentos, ella se lavanta temprano para preparar las ristras de especias, pimienta olorosa, consome, saborina, sal de ajo, sal de cebolla, azafran, canela, curry, linaza, ya que este producto lo vende en diferentes pueblos cercanos a la ciudad capital como ser Talanga, Catacamas, Tatumbla, ya que ella surte a pulperas de estos lugares, su producto es muy bien vendido. su meta para este año es poder distribuir su producto en otas aldeas o pueblos.
La Sra. Yolanda tiene 55 años de edad, es madre soltera, de ella depende su hijo al 100% ya que toda via le esta pagando los estudios. ella vende zapatos para dama, niños, boxers, calcetas, camisetas, manteles, cameras, ella tiene muchos clientes fijos que le van a comprar todos los meses a su casa de habitacion, los clientes la prefieren porque ella es muy amable con ellos y les da buenos precios cuando son clientes recurrentes., ella necesita el credito para comprar mas ropa, cortinas, carteras, sandalias, el sueño de ella es tener una tienda de variedades en la cual pueda vender muchos productos.
la Sra. Blanca tiene 40 años de edad, tiene 15 años de dedicarse a su taller de costura, ella confecciona prendas de vestir como ser: pantalones, faldas, camisas, tambien ella tiene una minipulperia, ella necesita el credito para comprar productos para la pulperia como ser: mantequilla, queso, carnes, y asi mejorar la calidad de su negocio, es madre soltera y tiene dos hijas las cuales estan estudiando.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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