Justina Maison
Status: Paying Back - Delinquent
| $375.00 | Loan Amount |
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About the Entrepreneur
| Name: | Justina Maison |
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| Location: | Elmina, Ghana |
| Activity: | Grocery Store |
About the Loan
| Loan Amount: | $375.00 |
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| Loan Use: | Purchase more groceries and supplies to sell. |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Mar 24, 2009 |
| Date Disbursed: | Mar 27, 2009 |
| Date Funded: | Mar 24, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2430 |
| Total Loans: | $1,055,925 |
| Delinquency Rate: | 55.59% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
|---|---|
| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.4083 GHS = 1 USD |
Her husband is employed as an auto mechanic. Justina uses her income to support her husband in paying rent, utility bills and other basic expenses of the family.
Justina will use the loan to increase her stock, to sell more groceries, soft drinks and building materials to meet the increase in demand by her costumers. With the new profits from her expanded business, Justina plans to reinvest to promote the expansion of her trade.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Justina Maison
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Loan has been disbursed
Location: Elmina, Ghana
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Posted by
from Elmina, Ghana
Mar 27, 2009 |
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Comment on this entry
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Repayment Schedule for Justina Maison
Repayment Schedule for Justina Maison
| Expected Repayments | Actual Repayments | Comments | |||
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| July 2009 | $62.50 | $62.50 |  Repayment Received
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| August 2009 | $62.50 | $62.50 | Repayment Received
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| September 2009 | $62.50 | $62.50 | Repayment Received
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| October 2009 | $62.50 | $0.00 |  Delinquent
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| November 2009 | $62.50 | $0.00 | Delinquent
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| December 2009 | $62.50 | Available Dec 1 | |||
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