Gregoria


Status: Paid Back

$500.00   Loan Request
$500.00   Paid Back

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Gregoria
Location: Juliaca, Peru
Activity: Grocery Store

About the Loan

Loan Amount: $500.00
Loan Use: Purchase goods to stock store
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Mar 23, 2009
Date Disbursed: Feb 27, 2009
Date Funded:Mar 23, 2009
Loan Ended:Sep 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.1550 PEN = 1 USD



Gregoria is a woman who has always struggled to get ahead. At 39 years old, she still has a lot of energy to keep working. She lives with her husband Teodoro, also 39, and her three sons, Ángel (18), Walter (17), and Alex (3), in the house they managed to acquire through great sacrifice. Gregoria has the most frequented store in the El Carmen neighborhood of Juliaca, and she brings vital and useful groceries to her humble community. She has been in this business close to five years, and what she finds most difficult is having to be in her store all day without being able to leave, since she needs to be there whenever anyone comes to buy something. But she's very happy selling her products and satisfying her customers' needs. In the future, she'd like to expand her shop and have a space with many more products, since her neighborhood is growing. This is Gregoria's third loan with MFP. She paid her other loans punctually and without any problems. She is the most active and involved member of her communal bank, and is well-liked. She will use the requested money to buy more merchandise to stock her store better.

Translated from Spanish by Andrea Rosenberg, Kiva Volunteer


Gregoria es una mujer que siempre ha luchado por salir adelante, a sus 39 años todavía tiene muchas fuerzas para seguir trabajando, vive con su esposo Teodoro de su misma edad y sus tres hijos; Ángel de 18, Walter de 17 y Alex 3 años, en la casa que consiguieron con mucho sacrificio. La tienda más concurrida del barrio El Carmen de la ciudad de Juliaca, la tiene Gregoria, quien lleva a su humilde localidad los abarrotes más necesarios y útiles para sus pobladores. Ella lleva en este negocio cerca de 5 años y lo que considera más difícil de su trabajo es permanecer todo el día en su negocio sin poder salir, ya que tiene que estar presente cada vez que alguien viene a comprar un producto, pero es muy feliz vendiendo sus productos y satisfaciendo la demanda de sus clientes. Para el futuro de su negocio, quiere ampliar su tienda y tener en almacén con muchos más productos, puesto que su barrio está creciendo. Es el tercer préstamo de Gregoria con MFP, sus primeros créditos los pagó puntualmente y sin problemas, es la socia más activa y solidaria de su banco comunal, por lo cual es muy querida. Con el dinero que solicita comprará más mercadería para implementar mejor su tienda.

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Lenders to this entrepreneur

Christian
Zurich,

Anonymous
Roma, Roma
Italy

Aurelijus
Varena, Alytaus apskritis
Lithuania

Gianfranco
Correggio, Reggio Emilia
Italy

Christer
Lyon,
France

Jean
Perth, Western Australia
Australia

Natasja
Wageningen,
Netherlands

Inger
Molkom,
Sweden

John
Barnes, London
United Kingdom

JohanHedberg
Uppsala,
Sweden



Top Lending Teams for this entrepreneur


Zootopians United
Common Interest
34 Members

Sweden
Local Area
461 Members

Journal entries for Gregoria


Loan has been disbursed
 
Entrepreneur: Gregoria
Location: Juliaca, Peru

Thank you for your loan. It has been disbursed to Gregoria by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 5 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Juliaca, Peru
Mar 24, 2009
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Kiva Help Repayment Schedule for Gregoria

  Expected Repayments Actual Repayments Comments
May 2009 $83.33 $83.33 Repayment Received
June 2009 $83.33 $83.33 Repayment Received
July 2009 $83.33 $83.33 Repayment Received
August 2009 $83.33 $83.33 Repayment Received
September 2009 $83.33 $83.33 Repayment Received
October 2009 $83.35 $83.35 Repayment Received