Ruth Del Carmen Zeas


Status: Paying Back

$800.00   Loan Amount
43% repaid

About the Entrepreneur

Name: Ruth Del Carmen Zeas
Location: Managua, Nicaragua
Activity: Food Market

About the Loan

Loan Amount: $800.00
Loan Use: To buy meats, cereals and cosmetic products
Repayment Term: 18 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Apr 1, 2009
Date Disbursed: Mar 7, 2009
Date Funded:Apr 19, 2009

About the Country

Country:Nicaragua
Avg Annual Income:$3,636.00
Currency:Nicaragua Cordobas (NIO)
Exchange Rate:20.2150 NIO = 1 USD



Señora Ruth del Carmen Zeas is 30 years old and lives in the Juan Ramón Padilla neighborhood with her husband. He works as a driver in order to help her with the household expenses. They have two children to care for: an eleven year old daughter who is currently in school and a 5 year old son who is in the third level of pre-school. Her plans for her family are to improve the conditions of her business which is a grocery store in order to give her children a better life since at times it is difficult to give the little ones the attention they need. She has had the grocery store in her house for three years now. She began it with her own efforts and the financial assistance of AFODENIC. This is her ninth loan and she has succeeded in getting her business a little better established. She is seeking financing in order to expand her business a little and to be able to sell more groceries, such as meats and cosmetics, and offer her customers a variety of products.

Translated from Spanish by Daniel Kvaka, Kiva Volunteer


La señora Ruth del Carmen Zeas tiene la edad de 30 años habita en el reparto Juan Ramón Padilla , junto a su esposo el cual trabaja como transportista para poder apoyarle con los gastos del hogar , ellos tienen a su cargo dos hijos , una niña de once años que actualmente estudia y un varón de cinco años que estudia su tercer nivel de preescolar , los planes hacia su familia es mejorar las condiciones de su negocio que es una pulpería para poder darles una mejor vida a sus hijos ya que a veces se le dificulta darle la atención que los pequeños necesitan , desde hace tres años tiene la pulpería en su casa de habitación , ella inicio con sus propios esfuerzos y la ayuda de nuestra financiera ya que este es su noveno crédito , y ha logrado establecer un poco su negocio , ella solicita financiamiento para incrementar mas su pulpería y poder vender tanto abarrotes , como carnes , cosméticos para ofertar a sus clientes la variedad de productos.

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Journal entries for Ruth Del Carmen Zeas


Loan has been disbursed
 
Entrepreneur: Ruth Del Carmen Zeas
Location: Managua, Nicaragua

Thank you for your loan. It has been disbursed to Ruth del Carmen Zeas by AFODENIC in Nicaragua. We are excited to watch this business grow. Over the 16 months of this loan, AFODENIC will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Managua, Nicaragua
Apr 20, 2009
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Kiva Help Repayment Schedule for Ruth Del Carmen Zeas

  Expected Repayments Actual Repayments Comments
June 2009 $50.00 $50.21 Repayment Received
July 2009 $50.00 $53.14 Repayment Received
August 2009 $50.00 $47.18 Repayment Received
September 2009 $50.00 $49.47 Repayment Received
October 2009 $50.00 $50.00 Repayment Received
November 2009 $50.00 $50.00 Repayment Received
December 2009 $50.00 $50.00 Repayment Received
January 2010 $50.00 Available Jan 1  
February 2010 $50.00 Available Feb 1  
March 2010 $50.00 Available Mar 1  
April 2010 $50.00 Available Apr 1  
May 2010 $50.00 Available May 1  
June 2010 $50.00 Available Jun 1  
July 2010 $50.00 Available Jul 1  
August 2010 $50.00 Available Aug 1  
September 2010 $50.00 Available Sep 1