Fenm Vayanor “valiant Women” Group


Status: Paid Back

$4,600.00   Loan Request
$4,600.00   Paid Back

About the Group

Group Name: Fenm Vayanor “valiant Women” Group
Group Members: LEMOINE LAMOUR
ELIENNE PIERRE
CHARITE GERLIN
MICHELENE STEPHANE
LEONIDE RAYMOND
ISMANA GELIN (not pictured)
YNEZIA GUERRIER
LOUIS JNBAPTISTE
MERCIELOURDES DENYERS
JINA JEAN
DELIVRANCIA RAMOND
ROSEYOLANDE ANGRAND
LUCKNER CHALES
LINEDA JEAN
ISOMONIA JACQUES (not pictured)
SOUFRANT SILIORA
MARISE DECIUS (not pictured)
YSCIONISE MESIDOR
LILENE PIERRE
BLEETTE PIERRE
Location: Trou-du-nord, Haiti
Activity: Clothing Sales

About the Loan

Loan Amount: $4,600.00
Loan Use: Buy used clothing, sandals, shoes, and jewlery.
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Apr 1, 2009
Date Disbursed: Feb 19, 2009
Date Funded:Apr 1, 2009
Loan Ended:Sep 15, 2009

About the Country

Country:Haiti
Avg Annual Income:$1,600.00
Currency:Haiti Gourdes (HTG)
Exchange Rate:39.7575 HTG = 1 USD



The “Fenm Vayan” or “Valiant Women” Group is a made up of twenty-five male and female entrepreneurs, twenty of which are taking out a second loan.

After successfully repaying their first loan, they are looking forward to continued success and growth in their businesses. Their businesses range from used clothing and jewelry, food sales, to charcoal production and sales.

Jina Jean is one of four representatives of the group. She is married with two children, ages 7 and 1.5 years old.
She sells used footwear and used clothing that she buys in bulk from the Dominican Republic to sell in her local marketplace. Jina used her first loan to increase her inventory because there is more of a profit margin when she buys in bulk. She dreams of expanding her business to to sell in multiple cities and hire employees. On behalf of Jina, Fenm Vayan, and Esperanza, we thank you for your support.




About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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Lenders to this group

Sherron
New York, NY
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Laerke
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Joey
Los Angeles, CA
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Jillian
Vence,
France

MarkhamX
Kaysville, UT
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STC
Redditch, Worcestershire
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Alfred
Cologne,
Germany

Peter
Chapel Hill, NC
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Catherine & Robin
Norwalk, CT
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Yves
BESANCON,
France

Anonymous
Everett, WA
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Karen and Gery
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icarus
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Marni
Ottawa, ON
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Matt
Socorro, NM
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Anonymous
fontana, CA
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John
Warlingham, Surrey
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Rach

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Breianne
Long Beach, CA
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UUFM-Micro
Mankato, MN
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Kurian
Novi, MI
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Sojourner
Stafford, VA
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Jajuan
dallas, TX
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A&U
Houston, TX
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Anonymous
Bethesda, MD
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dario
milano, Milano
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Judith
St. Peter, MN
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IN MEMORY OF KMM
Burlington, Ontario
Canada

Anthony
Wilbraham, MA
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Fisher Five
Olathe, KS
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Tyler
Madison, WI
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RaviG
Los Altos Hills, CA
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Adar
Oakland, CA
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Marie

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Lorna & Critters
Kanata, Ontario
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Laurie
Seattle, WA, kivafriends.org
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Jo and Manny
Fitzroy, Victoria
Australia

Deb
Santa Cruz, CA
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Mark
Plano, TX
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Lo
San Jose, CA
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Sofia
Cooper City, FL
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Brian
Oklahoma City, OK
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Rebekah
Bristol, Avon
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KIVA Shopping Club #1
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Robert
Valley Stream, NY
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Geoff

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Eli & Sven
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Janice
Toronto, Ontario
Canada

Emily
Holloway, London
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Susan
Dublin, CA
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HKQuant
Hong Kong, Central
Hong Kong

ALFREDO
sonora
Mexico

EdZ
Chandler, AZ
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Robin
San Francisco, CA
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Sabine
München,
Germany

Pedr0
Laguna Niguel, CA
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Cassie
Jacksonville, FL
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Tracy
Toronto, Ontario
Canada

David
Udhailiyah,
Saudi Arabia

Christopher & Jane
Cincinnati, OH
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Peggy T.
Irvine, CA
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Nick
Boston, MA
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Anonymous
Lubbock, TX
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Jerome
Augusta, GA
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Leen
Utrecht,
Netherlands

Eugenia
New York, NY
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Tom
Dayton, Ohio
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Matthew
Albany, NY
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Diane R
KivaFriends.org, Santa Clara, CA
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J. Powers
St. Louis, MO
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Anonymous
Ithaca, NY
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Gumball Capital
Stanford, CA
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Allan & Molly
Ryderwood, WA
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Terry
KivaFriends.org , St. Louis, MO
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Mark
Oconomowoc, WI
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Rebecca
Birmingham, West Midlands
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Maryann
Mokena, IL
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Patrice
Brussels,
Belgium

rick
Advance, NC
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Jay
Berkeley, CA
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Maria
Kernersville, NC
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Greg Yanagihara
Long Beach, CA
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Lorenz
Stettlen,
Switzerland

Sarah & Ben, KivaFriends
Waltham, MA
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EdZ
Nanaimo, British Columbia
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Amy

Christy
KivaFriends.org, Marietta, OH
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Bhumika
IRVING, TX
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Ishmah
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Patricia
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Bruce, Jaclyn, and Sammy
Nashville, TN
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craig
kearney, NE
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Vítor
Almada,
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Solo Travel Network
Gibsons, British Columbia
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Michael
Kansas City, MO
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Robin
Camberwell, London
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Laura & Jerome
Houilles, Ile-de-France
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John
Alamo, CA
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Julie
Edmonton, Alberta
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Mevrouw Gitaar
NL- Amsterdam,
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Brendan
Irvine, CA
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Poverty2Prosperity
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Michael
Västra Frölunda,
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Alex
Vancouver, British Columbia
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John
Mardela, MD
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Linda
Camas, WA
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Denis
Mount Vernon, WA
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Mary
oshawa, Ontario
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Jon and Marja
Minneapolis, MN
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Tamara Cristine
Boston, MA
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Ben
Radstock, Somerset
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Matthew
Glen Carbon, IL
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Karen
Calgary, Alberta
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J.D.
Las Vegas, NV
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Tomcat
www.kivafriends.org, Derby, Kansas
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Louise
Val-des-Monts, Quebec
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Howie
Brookline, MA
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Victoria
Oshkosh, WI
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Joan
Atlanta, GA
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Eula
Mountain View, CA
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Christopher
Redmond, WA
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Dennis
Tacoma, WA
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Matt
Manhattan, KS
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ivana e lorenza
roma, Roma
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Jean
Burnsville, MN
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William
San Diego, CA
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Jedidiah
Purgatory, Colorado
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Alice
Toulouse,
France

Natasha
Melbourne
Australia

Kyle
Neosho, MO
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Lawrence
Wantagh, NY
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Franck
Paris,
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Jack
Ceres, CA
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FriendofFella
Splashdown, WA
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Anonymous

naomi
burbank, CA
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Philip
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Global Private Funding
Amsterdam * Colombo * Dubai * London * New York * Shanghai * Singapore,

Francisco
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Daryl
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Gary Monkey
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Stella & Samson
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Anonymous

Aileen
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Anonymous
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Jean-Pierre
Gatineau, Québec
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Anonymous
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Journal entries for Fenm Vayanor “valiant Women” Group


Loan has been disbursed
 
Entrepreneur: Fenm Vayanor “valiant Women” Group
Location: Trou-du-nord, Haiti

Thank you for your loan. It has been disbursed to Fenm Vayanor “Valiant Women” Group, consisting of LEMOINE LAMOUR, ELIENNE PIERRE, CHARITE GERLIN, MICHELENE STEPHANE, LEONIDE RAYMOND, ISMANA GELIN, YNEZIA GUERRIER, LOUIS JNBAPTISTE, MERCIELOURDES DENYERS, JINA JEAN, DELIVRANCIA RAMOND, ROSEYOLANDE ANGRAND, LUCKNER CHALES, LINEDA JEAN, ISOMONIA JACQUES, SOUFRANT SILIORA, MARISE DECIUS, YSCIONISE MESIDOR, LILENE PIERRE, BLEETTE PIERRE by Esperanza International, a partner of HOPE International in Haiti. We are excited to watch this business grow. Over the 5 months of this loan, Esperanza International, a partner of HOPE International will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Trou-du-nord, Haiti
Apr 2, 2009
Comment on this entry

Kiva Field Update - Message from the Dominican Republic
 
Entrepreneur: Fenm Vayanor “valiant Women” Group
Location: Trou-du-nord, Haiti

Dear Esperanza lenders,

As you may know, all entrepreneur profiles on Kiva’s website are posted by local Field Partners like Esperanza, whose mission is to “free children and their families from poverty through initiatives that generate income, education, and health, restoring self-worth and dignity to those who have lost hope.” As a Kiva Fellow working with Esperanza International in the Dominican Republic and Haiti, I saw Esperanza’s mission at work most recently while visiting a batey.

For those that are not familiar with the term “batey,” it is a small, barrack-style community built and maintained by large sugar corporations. These communities are often completely surrounded by sugar cane fields, and often they lack basic resources such as clean drinking water, transportation, reliable electricity, and medicine. The majority of a batey’s members work in planting, cutting, and loading sugar cane for eight months of the year. The other four months are a stalemate, during which there are no sugar cane earnings.

In order to ensure continued earnings, one entrepreneur, Cloreta Yan, who lives on a rural batey, used her Kiva loan to open a small store in her house. Her community previously did not have a store where they might buy basic supplies, which meant that community members had to travel to nearby communities to shop. When my fellow Kiva Fellow Kalie Gold and I first visited Cloreta, she offered very basic supplies, such as sugar, oil, and rice. When I conducted a follow-up visit, she was selling over 20 items, including tobacco, ice, drinks, and cookies. She is now earning 600 pesos a week and, according to her loan officer, continues to expand the line of merchandise she sells.

Esperanza has supported 4,251 Kiva entrepreneurs thus far, resulting in approximately $200,000 loaned. Continually working to improve their organization, they have recently opened an office in Trau de Nord, Haiti. Esperanza continues to grow - thanks to Kiva lenders like you!

Staff members at various offices throughout the Dominican Republic visit their entrepreneurs frequently, and many of you will receive an update on an entrepreneur who received a loan contribution from you. Unfortunately, due to logistical and administrative constraints, reaching every entrepreneur for an update is just not possible, even with Esperanza’s dedicated team. Whether or not an update is provided on a specific entrepreneur to whom you made a loan, I hope that you have enjoyed this update on the impact that Esperanza has had with Kiva funds.

Finally, I would like to thank you personally for supporting an entrepreneur in Haiti or the Dominican Republic. It saddens me to realize that this letter marks the end of my time working with Kiva’s Field Partner Esperanza here in the Dominican Republic. For the last three months I have had the pleasure of working with Esperanza, visiting numerous Kiva entrepreneurs, and training staff members in writing business profile updates for Kiva lenders such as yourself.

To see all current fundraising loans from Esperanza on Kiva.org, please click here:

http://www.kiva.org/app.php?page=businesses&partner_id=44&status=Fundraising&sortBy=New+to+Old&_te=mj&_te=mj

To see a short YouTube video on Cloreta Yan, please click here:

http://www.youtube.com/watch?v=8reiqg1pbBo&_te=mj

On behalf of Kiva, Esperanza, and its entrepreneurs, we thank you for your continued support.


Posted by JD Bergeron, Kiva Staff, from San Francisco, United States
Jun 11, 2009
Comments (14)

Kiva Help Repayment Schedule for Fenm Vayanor “valiant Women” Group

  Expected Repayments Actual Repayments Comments
June 2009 $1,744.03 $1,744.02 Repayment Received
July 2009 $763.65 $763.65 Repayment Received
August 2009 $804.42 $0.00 Repayment Received
September 2009 $847.38 $1,651.81 Repayment Received
October 2009 $440.52 $440.52 Repayment Received