Tarcila


Status: Paying Back

$1,200.00   Loan Amount
85% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Tarcila
Location: Lima, Peru
Activity: Internet Cafe

About the Loan

Loan Amount: $1,200.00
Loan Use: Purchase computers and maintain the ones she has
Repayment Term: 10 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Mar 21, 2009
Date Disbursed: Mar 6, 2009
Date Funded:Mar 22, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.1700 PEN = 1 USD



Tarcila is 50 years old and married, and lives with her three children, who help their mother with household expenses. Like every mother, she longed to give her children a good education. Since it was her top priority, she went to work every morning. But over the course of time her eldest son became aware of the need and was eager to work. When he graduated he used his savings from his work to install some internet stations in their house, giving his mother the opportunity to run her own business. The business is 6 years old now and she manages it happily. But her entrepreneurial spirit inspired her to install telephone booths beside the computers, which has helped her neighbors with their communications and increased her earnings. In the future, Tarcila would like to continue expanding her services, and would like to install a pharmacy in the corner of the house, since her daughters studied pharmacy and it would be an additional service to provide her neighbors. She's been working with MFP for four years, and this is her eighth loan. She feels very happy to be part of her communal bank, since she receives support from the organization and from the other members, who work together for the good of the whole group. With the requested sum, she will buy some computers, and will also invest 100 soles each in the maintenance of the computers she already has. She hopes in this way to improve the service she offers her customers.

Translated from Spanish by Andrea Rosenberg, Kiva Volunteer


La señora Tarcila tiene 50 años, es casada y vive con sus tres hijos quienes apoyan a su madre en los gastos de su casa. Como toda madre, anheló bien educar a sus hijos, lo cual fue su prioridad y por lo que cada mañana salía a trabajar, pero con el paso del tiempo su hijo mayor vio la necesidad y las ganas de trabajar de su madre y al graduarse utilizó los ahorros de su trabajo para instalar en su casa unas cabinas para el servicio de Internet, dando a su madre la oportunidad de administrar su propio negocio; negocio que ya tiene 6 años y en el que atiende muy alegremente. Pero su espíritu emprendedor la impulsó a instalar también un locutorio al costado de sus cabinas, el cual se convirtió en una ayuda de comunicación para sus vecinos y el incremento de sus ganancias económicas. Para el futuro Tarcila desea seguir ampliando sus servicios y anhela instalar una botica en la esquina de su casa, ya que sus hijas estudiaron farmacia y sería un servicio más que pueda brindar a sus vecinos. Hace 4 años que trabaja con MFP, este es su octavo préstamo, se siente muy contenta en formar parte de su banco comunal, pues ahí encontró el respaldo de la institución y de sus compañeras que unánimemente trabajan para el bienestar del todo el grupo. Con la cantidad que está solicitando comprará algunas computadoras, además, las que ya tiene requieren de mantenimiento e invertirá en cada una 100 soles. Con esto espera mejorar el servicio para sus clientes.

Subscribe

Lenders to this entrepreneur

LaShawnda
Antelope, CA
United States

David
Edmond, Oklahoma
United States

Dean
Merville, British Columbia
Canada

Neil
Darlinghurst, New South Wales
Australia

Seb
Amsterdam,
Netherlands

Dorothy
Ojai, CA
United States

The Lo Family
Sydney, New South Wales
Australia

Christopher Scholten
Benicia, CA
United States

Anonymous
Almeria, Almeria
Spain

Cardinal
Stavanger,
Norway

Laurent D
Brussels,
Belgium

Anonymous
Groningen,
Netherlands

Yun Huang Yong
Epping, NSW
Australia

Henrik
Stockholm,
Sweden

Pekka
Helsingfors,
Finland

Nikolaj
Lyngby,
Denmark

EdF
London, London
United Kingdom

David
Ridgewood, NJ
United States

Adar
Oakland, CA
United States

Walter
Grandville, MI
United States

Bjørn
Oslo,
Norway

Anonymous
Ayrshire
United Kingdom

Samuel
Irvington, NJ
United States

NumbNut
Goonellabah, NSW
Australia

Jonas Nockert
Nyköping,
Sweden

Glen
Tokyo,
Japan

Carol
Sydney, NSW
Australia

Irving
East Lyme, CT
United States

Arlette
Fennange, Luxembourg
Luxembourg

Tanya
Edmonton, Alberta
Canada

voodooray
London,
United Kingdom

Tony
San Jose, CA
United States

Naomi
London, Ontario
Canada

John R
Chatswood, NSW
Australia

Gerlinde
Haarlem,

Carol
Chestertown, MD
United States

michelle
Seattle, WA
United States



Top Lending Teams for this entrepreneur


Beer Goggles Never Lie... much
Common Interest
47 Members

Kiva Buddhists
Religious Congregations
223 Members

Team Europe
Local Area
1245 Members

43things
Common Interest
100 Members

Lemonad
Families
2 Members

Journal entries for Tarcila


Loan has been disbursed
 
Entrepreneur: Tarcila
Location: Lima, Peru

Thank you for your loan. It has been disbursed to Tarcila by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 7 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Lima, Peru
Mar 23, 2009
Comment on this entry

Brinda un mejor servicio.
 
Entrepreneur: Tarcila
Location: Lima, Peru

Gracias al crédito que obtuvo, Tarcila pudo invertir en los materiales para la remodelación del local haciéndolo más espacioso, ofreciendo los servicios de Internet y servicio telefónico, captando la atención de todos sus clientes quienes están mas a gusto de estar dentro de un local tan acogedor. Esto le ha generado el aumento de sus ganancias. En el futuro desea mejorar el modelo de los aparatos telefónicos para que sus clientes puedan tener la facilidad de hacer sus llamadas a nivel internacional. Es por todo ello que está agradecido con Microfinanzas PRISMA quien le dio el préstamo necesario para mejorar su negocio, asimismo agradece a su banco Comunal que le ayudaron a concretar sus objetivos.


Posted by Betsabé Bruno Morales from Lima, Peru
Sep 3, 2009
Comment on this entry

Kiva Help Repayment Schedule for Tarcila

  Expected Repayments Actual Repayments Comments
June 2009 $126.79 $126.79 Repayment Received
July 2009 $134.33 $134.33 Repayment Received
August 2009 $138.94 $138.94 Repayment Received
September 2009 $146.63 $146.63 Repayment Received
October 2009 $152.23 $152.23 Repayment Received
November 2009 $160.08 $160.08 Repayment Received
December 2009 $167.28 $167.28 Repayment Received
January 2010 $173.72 Available Jan 1