Sérénité Group
Status: Paid Back
| $4,200.00 | Loan Request | |
|---|---|---|
| $4,200.00 | Paid Back |
About the Group
| Group Name: | Sérénité Group |
|---|---|
| Group Members: |
Marie Ngalula Marie-Jeanne Luamba Marcel Luani Aimé Emeka Chantal Ntumba Robert Lokale Mado Lubuya Mukangi Ndahali Chantal Belezi Marie-Jeanne Niota Alphonse Kanza Didier Manga Dada Amina Thérèse Mangwamu Lady Landa Ngola Dazy Ankemadje Mapia Rodaine Meti Rose Muwayi Mulopo Muzinga Maurice Ngimbi Bwassa Mbungu Muladika Mubwa Balakompandje Ambanko Kafuti Ninga Mertince Zuani Pélazi Kimuanga Samuel Mbaki Diba Rachel Nsimba Paul Poji Béatrice Monzele |
| Location: | Kinshasa, The Democratic Republic of the Congo |
| Activity: | Food Market |
About the Loan
| Loan Amount: | $4,200.00 |
|---|---|
| Loan Use: | To increase working capital to buy additional goods |
| Repayment Term: | 6 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | N/A
 |
| Date Listed: | Mar 17, 2009 |
| Date Disbursed: | Mar 9, 2009 |
| Date Funded: | Mar 17, 2009 |
| Loan Ended: | Aug 15, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | HOPE DRC, a partner of HOPE International |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Pilot |
| Time On Kiva: | 33 months |
| Kiva Entrepreneurs: | 4248 |
| Total Loans: | $536,500 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | The Democratic Republic of the Congo |
|---|---|
| Avg Annual Income: | $119.00 |
| Currency: | United States Dollars (USD) |
Marie started her business with US$ 82 in capital, selling women’s clothing and jewelry. From 1982 to 1990, her working capital increased to US$ 140 which allowed her to open a general boutique in 1990. From 1990 to 1996, her business decreased considerably because of the political and economic instability of the country.
Marie decided to close the boutique and sold sacks of charcoal from 2001 to 2005. In 2005, she hired someone to manage her business, as she was taking care of her daughter who was very sick. After her daughter passed away, her goods and money were also robbed. She closed her business for two years. She re-launched it in 2006, purchasing and selling charcoal in sacks.
In 2008, she joined one of Hope’s groups named “Sérénité”. By increasing her inventory, Marie will be able to increase sales and generate additional profits that will allow her business to grow. She is 59 years old, married and the mother of seven children, aged between 23 and 38, of whom three are students in college and four are independent. Her business makes about US$ 13 per week. Her vision is to open a beverage store and a beauty shop.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Sérénité Group
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Loan has been disbursed
Location: Kinshasa, The Democratic Republic of the Congo
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Posted by
from Kinshasa, The Democratic Republic of the Congo
Mar 18, 2009 |
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Comments (1)
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Expression de reconnaissance
Location: Kinshasa, The Democratic Republic of the Congo
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Posted by
Robert Kalala from Kinshasa, The Democratic Republic of the Congo
Jun 16, 2009 |
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Comments (1)
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Repayment Schedule for Sérénité Group
Repayment Schedule for Sérénité Group
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| May 2009 | $534.54 | $534.54 |  Repayment Received
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| June 2009 | $1,069.08 | $1,069.08 | Repayment Received
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| July 2009 | $1,069.08 | $1,069.08 | Repayment Received
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| August 2009 | $1,336.35 | $1,336.35 | Repayment Received
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| September 2009 | $190.95 | $190.95 | Repayment Received
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