Coeurs Unis Group


Status: Paid Back

$3,600.00   Loan Request
$3,600.00   Paid Back

About the Group

Group Name: Coeurs Unis Group
Group Members: ROSANIE FLEURIMOND
MARIE FLEURIMOND
ADULIN ST.FLEUR
ANEL ST.FLEUR
OCZANNE CALIXTE
LUCENIE DALUSMAR
HEUREUSE JOSEPH
ALOURDES PIERRE
DIEUSENIE GEORGES
DANIEL ETIENNE
Location: Trou-du-nord, Haiti
Activity: Retail

About the Loan

Loan Amount: $3,600.00
Loan Use: COOKIES, CANDY, OILS, FRUIT, VEGETABLES
Repayment Term: 7 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Apr 1, 2009
Date Disbursed: Feb 10, 2009
Date Funded:Apr 1, 2009
Loan Ended:Aug 15, 2009

About the Country

Country:Haiti
Avg Annual Income:$1,600.00
Currency:Haiti Gourdes (HTG)
Exchange Rate:39.7455 HTG = 1 USD



The “Coeurs Unis” or “United Hearts” Group is made up of twenty male and female entrepreneurs. After successfully repaying both their first and second loans, they are looking forward to continued success and growth in their businesses with their third loan.

Dieusenie Georges is one of four representatives of the group. She is a single mother with a two-year-old child. This hardworking mom sells a variety of merchandise, mostly foods and things related to cooking. Her small stand usually has cookies and small treats for the children as well as rice, beans, oils, and spices for the adults. She really appreciates that previous loans enabled her to buy her merchandise in bulk. Buying in bulk saves her money and expands her margin for profit. She hopes that the profit from her business will one day help her to build a house for her family and to send her daughter to school in a few years. On behalf of Dieusenie, Coeurs Unis and Esperanza, we thank you for your support.






About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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Lenders to this group

Laerke
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Ramona
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Sherron
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Joey
Los Angeles, CA
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Jillian
Vence,
France

Sumit
Longmont, CO
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STC
Redditch, Worcestershire
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Mark

United Kingdom

CDM
Horsham, Victoria
Australia

Eivind
Lillestrøm, Akershus
Norway

Alfred
Cologne,
Germany

A&U
Houston, TX
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Sharon
Fresno, CA
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David
Sunnyvale, CA
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the Kirks
Charlotte, NC
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Walter
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Italy

mBear

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Jane
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Hannah & Maya
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Jeff
Seattle, WA
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Katja
Mountain View, CA
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CLW
Palo Alto, CA
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Nikki
Burlington, Ontario
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Ronan
Dallas, TX
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Petra
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Romere
Brooklyn, NY
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Brian M. Franklin
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Gloria
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Breianne
Long Beach, CA
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Michael
Dereham, Norfolk
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Carl
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The Harrison Family
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IN MEMORY OF KMM
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Conor
Dublin,
Ireland

Jo and Manny
Fitzroy, Victoria
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Lynne
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KIVA Shopping Club #1
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Julie
North Aurora, IL
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Andrea and Wouter
Kelmscott, WA
Australia

lenka and milan
bronx, NY
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Ron and Marlene
Andover, Minnesota
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David
Carmel, IN
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marek
prague,
Czech Republic

Janez
Cologny,
Switzerland

Marni
Ottawa, ON
Canada

Timothy
Ottawa, Ontario
Canada

Anonymous
Singapore,
Singapore

CherylS
kivafriends.org, Littleton, NC
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Marquis
Ottawa, Ontario
Canada

Eli & Sven
Rector , PA
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Lowell
Wollongong, NSW
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Good Dogg
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Donna
Reston, VA
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Liz
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Vítor
Almada,
Portugal

Charles
Hesperia, CA
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tim
Cambridge, MA
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Shree
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Jesse
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Glenda
www.kivafriends.org, Madison, WI
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Paul
Atlanta, GA
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Diane R
KivaFriends.org, Santa Clara, CA
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Project Mogul
Phoenix, Arizona
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NumbNut
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Andrea
Köln,
Germany

John Valantine
Orange, CA
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Reid Hoffman
Mountain View, CA
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Laurent D
Brussels,
Belgium

Jessica and Tim
Killeen, TX
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Ronn
Madison, WI
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Bradford
Farmingdale, ME
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IGH
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A.Wesley & Elizabeth
Christoval, Texas
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Mark
Plano, TX
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Anonymous
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Geoff

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Mankato, MN
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Jennifer
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PHI Squared
Milpitas, CA
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Bradford
Lawrence, KS
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Anonymous
Miami, Florida
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Allan & Gwen
Bethesda, MD
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Sofia
Cooper City, FL
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Rajvee & Peter
Toronto, Ontario
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Samuel & Joyce
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Val & Derek
Thornton, Colorado
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Marianela
New York, NY
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Tomcat
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Jean-Pierre
Gatineau, Québec
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HKQuant
Hong Kong, Central
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ALFREDO
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Bonnie
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Peninsula's 7th Grade
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Derek
Citrus Heights, CA
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Karen and Gery
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Christopher
Los Angeles, CA
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Anonymous
hartland, WI
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Judith
St. Peter, MN
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Alex
New York, NY
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Jacquie
Vancouver, BC
Canada

Susan
Ogden, UT
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alejandra
madrid, Madrid
Spain

Jajuan
dallas, TX
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Vasiliki
Santa Clara, CA
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Pedr0
Laguna Niguel, CA
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carien bitar-boerboom
KivaFriends.org, s hertogenbosch
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Mark
Oconomowoc, WI
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Jerome
Augusta, GA
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Scott
Orem, Utah
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Eugenia
New York, NY
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Marius
Oslo,
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Ian
Danville, CA
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Poverty2Prosperity
San Francisco Bay Area, CA
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Julie
Edmonton, Alberta
Canada

Laura & Jerome
Houilles, Ile-de-France
France

Michael
Västra Frölunda,
Sweden

Jay
Berkeley, CA
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Jean
New Hope, PA
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Anonymous
Ithaca, NY
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Lakshmi
Washington, DC
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Gumball Capital
Stanford, CA
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Robert
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Christopher
Kansas City, MO
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Janice
Nanaimo, BC
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Ms. Whiffin
Anmore, British Columbia
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Kathy
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Joanne
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Kim & Shelly
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Journal entries for Coeurs Unis Group


Loan has been disbursed
 
Entrepreneur: Coeurs Unis Group
Location: Trou-du-nord, Haiti

Thank you for your loan. It has been disbursed to Coeurs Unis Group, consisting of ROSANIE FLEURIMOND, MARIE FLEURIMOND, ADULIN ST.FLEUR, ANEL ST.FLEUR, OCZANNE CALIXTE, LUCENIE DALUSMAR, HEUREUSE JOSEPH, ALOURDES PIERRE, DIEUSENIE GEORGES, DANIEL ETIENNE by Esperanza International, a partner of HOPE International in Haiti. We are excited to watch this business grow. Over the 5 months of this loan, Esperanza International, a partner of HOPE International will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Trou-du-nord, Haiti
Apr 2, 2009
Comments (1)

Kiva Field Update - Message from the Dominican Republic
 
Entrepreneur: Coeurs Unis Group
Location: Trou-du-nord, Haiti

Dear Esperanza lenders,

As you may know, all entrepreneur profiles on Kiva’s website are posted by local Field Partners like Esperanza, whose mission is to “free children and their families from poverty through initiatives that generate income, education, and health, restoring self-worth and dignity to those who have lost hope.” As a Kiva Fellow working with Esperanza International in the Dominican Republic and Haiti, I saw Esperanza’s mission at work most recently while visiting a batey.

For those that are not familiar with the term “batey,” it is a small, barrack-style community built and maintained by large sugar corporations. These communities are often completely surrounded by sugar cane fields, and often they lack basic resources such as clean drinking water, transportation, reliable electricity, and medicine. The majority of a batey’s members work in planting, cutting, and loading sugar cane for eight months of the year. The other four months are a stalemate, during which there are no sugar cane earnings.

In order to ensure continued earnings, one entrepreneur, Cloreta Yan, who lives on a rural batey, used her Kiva loan to open a small store in her house. Her community previously did not have a store where they might buy basic supplies, which meant that community members had to travel to nearby communities to shop. When my fellow Kiva Fellow Kalie Gold and I first visited Cloreta, she offered very basic supplies, such as sugar, oil, and rice. When I conducted a follow-up visit, she was selling over 20 items, including tobacco, ice, drinks, and cookies. She is now earning 600 pesos a week and, according to her loan officer, continues to expand the line of merchandise she sells.

Esperanza has supported 4,251 Kiva entrepreneurs thus far, resulting in approximately $200,000 loaned. Continually working to improve their organization, they have recently opened an office in Trau de Nord, Haiti. Esperanza continues to grow - thanks to Kiva lenders like you!

Staff members at various offices throughout the Dominican Republic visit their entrepreneurs frequently, and many of you will receive an update on an entrepreneur who received a loan contribution from you. Unfortunately, due to logistical and administrative constraints, reaching every entrepreneur for an update is just not possible, even with Esperanza’s dedicated team. Whether or not an update is provided on a specific entrepreneur to whom you made a loan, I hope that you have enjoyed this update on the impact that Esperanza has had with Kiva funds.

Finally, I would like to thank you personally for supporting an entrepreneur in Haiti or the Dominican Republic. It saddens me to realize that this letter marks the end of my time working with Kiva’s Field Partner Esperanza here in the Dominican Republic. For the last three months I have had the pleasure of working with Esperanza, visiting numerous Kiva entrepreneurs, and training staff members in writing business profile updates for Kiva lenders such as yourself.

To see all current fundraising loans from Esperanza on Kiva.org, please click here:

http://www.kiva.org/app.php?page=businesses&partner_id=44&status=Fundraising&sortBy=New+to+Old&_te=mj&_te=mj

To see a short YouTube video on Cloreta Yan, please click here:

http://www.youtube.com/watch?v=8reiqg1pbBo&_te=mj

On behalf of Kiva, Esperanza, and its entrepreneurs, we thank you for your continued support.


Posted by JD Bergeron, Kiva Staff, from San Francisco, United States
Jun 11, 2009
Comments (14)

Kiva Help Repayment Schedule for Coeurs Unis Group

  Expected Repayments Actual Repayments Comments
June 2009 $1,364.90 $1,364.89 Repayment Received
July 2009 $597.64 $597.64 Repayment Received
August 2009 $956.82 $0.00 Repayment Received
September 2009 $680.64 $1,637.47 Repayment Received