La Vecindad Del Cinco Group

Thank you for your loan. It has been disbursed to LA VECINDAD DEL CINCO Group, consisting of ERMANDA, , MAXIMILIANA, , DELFINA, , CARMEN ROSA, , BEATRIZ CRISTINA, , MARTHA TRINIDAD,, JUANA, , ELSA MARTHA, , YOLANDA,, ANA MARÍA, , EDITA, by EDAPROSPO in Peru. We are excited to watch this business grow. Over the 3 months of this loan, EDAPROSPO will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.

During a routine audit of Field Partner EDAPROSPO, Kiva discovered a number of discrepancies between the information posted to the Kiva website and what actually occurred on the ground. Specifically, many loans uploaded to the website before December 2008 contain inaccurate loan amounts, terms and/or loan uses.

This is in violation of Kiva policy, and as such, as soon as we were alerted to a possible violation we placed EDAPROSPO on "pause." After placing them on pause, Kiva proceeded to execute a complete verification of every loan EDAPROSPO posted to the Kiva website; in total we examined 757 loans.

As a result of our audit, we have discovered that 52% of the loans posted to the Kiva website by field partner EDAPROSPO contain data inaccuracies. 98% of these inaccuracies pertain to loans posted to the Kiva website before December 2008, when EDAPROSPO was under a different management team. After significant management turnover at the end of 2008, almost all loans on the Kiva website contain complete and accurate information and these loans comprise only 2% of the total discovered inaccuracies.

You are receiving this email as we wanted to alert you that, after our verification efforts, Kiva cannot confirm that the specific loan you funded was actually disbursed. We can, however, confirm that the person you lent to is an EDAPROSPO borrower. Because EDAPROSPO has decided to guarantee all loans made on Kiva, you have continued to receive repayments on schedule.

Because the new management team has proven that they are committed to providing accurate and transparent information to the Kiva website, and because they have repaid almost all of the inaccurate loans on-time, Kiva has decided to re-open the Kiva-EDAPROSPO relationship. During this new "pilot" phase on Kiva, we will be working closely with the new EDAPROSPO team, including their internal and external auditors, to continually verify new EDAPROSPO loans posted to Kiva, and if we are alerted to any new inaccuracies we will pause their relationship with Kiva and follow-up accordingly.

If you have any questions, please visit Kiva's Help Center at http://www.kiva.org/about/help.

ALCANCIA COMUNAL

LA VECINDAD DEL CINCO

La Socia Delfina Zamora, vive en el distrito de Ate Vitarte; es una socia muy trabajadora, ella vende “tripitas” que es una comida hecha a base de viseras del pollo. También se dedica a la venta de productos medicinales que están elaborados a base de plantas naturales.

El préstamo recibido lo ha invertido en comprar cocina y utensilios ya que va a abrir un nuevo negocio en otro lugar, cerca de un colegio.

Definitivamente el préstamo la está ayudando mucho, ya que mediante su negocio tiene más ingresos económicos. Además que inicio su actividad secundaria con la venta de productos medicinales.

Ella desea establecer su nuevo negocio que lo tiene como proyecto inmediato y satisfacer tanto a su familia como a sus clientes.

Todo el grupo están muy agradecidos con cada una de las personas que hicieron posible el crédito y esperan que las sigan ayudando a ellas mismas y a muchas otras personas que lo necesitan para salir adelante.