John Emejeit

Status: Refunded

$1,150.00		Loan Request

About the Entrepreneur

Name:	John Emejeit
Location:	Bukedea District, Uganda
Activity:	Paper Sales

About the Loan

Loan Amount:	$1,150.00
Loan Use:	For starting new business of Polythene papers
Repayment Term:	11 months - View details below
Lenders Repaid:	Monthly
Currency Exchange Loss:	N/A
Date Listed:	Oct 22, 2006
Date Disbursed:	Nov 17, 2006
Date Funded:	Nov 3, 2006
Refund Date:	Aug 22, 2007

About the Field Partner

Field Partner:

Women's Initiative to Eradicate Poverty (WITEP)

Field Partner Risk Rating:

(Learn more)

Closed

42 months

306

$4,500

N/A - No Paying Back Loans

Default Rate:

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Uganda
Avg Annual Income:	$1,700.00
Currency:	United States Dollars (USD)

Emejeit John is a married man. He has 3 children and cares for 3 more of his sisters. He is 31 years old.

He is currently running a business of transportation, thus the vehicle he is standing by is his own. He however, started by being a conductor (driver) of someone else's vehicle and this is how he learned how to drive so well.

He then got employment as a driver and out of his salary he managed to purchase the vehicle he is standing by.
He got involved in this kind of business after failing to be able to continue paying school fees and had to do everything he could to see life get on.

He is applying for a loan of $1150 to start another business of buying polythene papers from manufacturers and thereafter, he wishes to sell in wholesale to retailers.

He is requesting this loan to help him start that business which will help him generate more money so he can improve the standard of living for his family. Because in the current business he is doing, there is a lot of competion and so the earning rate tends to be low at times which directly affects their standard of living.
He hopes when he starts this business it will be of great help to him.

Lenders to this entrepreneur

DaveS
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Shanti
St. Louis, MO
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Jane
Winchester, Hampshire
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Madhvi
Huntington Beach, CA
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Anonymous

Andrea Chroniewicz

United States

Anonymous
Sydney, New South Wales
Australia

Anonymous

Karen
Berkeley, CA
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Anonymous
West Wickham, Kent

Seema
San Francisco, CA
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Kevin
Roselle, IL
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Tom & Mary
Overland Park, KS
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Fiona Ramsey
San Francisco, CA
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Heather
Santa Barbara, CA
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Rosy
York, Yorkshire
United Kingdom

Brian & Stephanie
Los Angeles, CA
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Susan Gibson
New York, NY
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John
Port Washington, WI
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Seth
Valparaiso, IN
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James
New York, NY
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Journal entries for John Emejeit

Thankful Entrepreneur: John Emejeit Location: Bukedea District, Uganda John received loan money worth $1.150 from WITEP raised by Kiva. He was very happy to receive the money and sends lots of regards to all Kiva funders. The money has already been put in to the business. Thanks a lot for supporting this business.
Posted by Janet Alupot from Bukedea District, Uganda Nov 13, 2006
Comments (1)

Journal Entrepreneur: John Emejeit Location: Bukedea District, Uganda John is now a real transpoter man and expresses his regards to the lenders who lent him money to improve on his transport business that has changed his daily income hence better standards of living. The money help him to when added acquire a new taxi to boost up his transport business. He is thanking the lenders that have made him industrious man and a happy man too. The lenders have brighten his future and made everything posible. May the goo Lord God bless. Thanks Janet
Posted by Janet Alupot from Bukedea District, Uganda Jan 18, 2007
Comments (2)

Loan Refunded Entrepreneur: John Emejeit Location: Bukedea District, Uganda This loan has been refunded for the following reason: As you may be aware, each business on Kiva's website is posted by one of Kiva's 60+ Field Partners in 39 developing countries. A Field Partner is an independent microfinance institution that has a history of lending to the poor for a social purpose. They screen each entrepreneur, post his/her profile on the Kiva website, and administer your loan. Kiva routinely audits each Field Partner to ensure your loan is being dutifully administered to the entrepreneur you've selected. In the course of auditing our Field Partner, Women's Initiative to Eradicate Poverty (WITEP) in Uganda, Kiva discovered that some entrepreneurs were not receiving the full amount of their loans. This violates Kiva's policies and we have terminated our relationship with WITEP. All of the loans made to entrepreneurs served by this Field Partner have been refunded. We hope you realize that our audit uncovered a true exception to the norm; the vast majority of our Field Partners administer your loans with the highest integrity. Kiva will continue to audit Field Partners to ensure your loan is being dutifully administered and to make our website a model for transparency in international development. To help inform your choice of Field Partner as well as entrepreneur, we have launched a new feature on the site which helps you evaluate the Field Partner's performance in your lending decision. See www.kiva.org/about/partners/ for details. We hope that you give lending to the working poor another chance by re-lending your Kiva Credit to a new entrepreneur on our site.
Posted by Kiva Staff from Bukedea District, Uganda Aug 22, 2007
Comment on this entry

Repayment Schedule for John Emejeit

Show Advanced

	Expected Repayments	Actual Repayments	Comments
February 2007	$127.78	$80.00	Repayment Received
March 2007	$127.78	$140.00	Repayment Received
April 2007	$127.78	$0.00	Repayment Received
May 2007	$127.78	$0.00	Repayment Received
June 2007	$127.78	$0.00	Repayment Received
July 2007	$127.78	$0.00	Repayment Received
August 2007	$127.78	$0.00	Repayment Received
September 2007	$127.78	$0.00	Repayment Received
October 2007	$127.76	$0.00	Repayment Received