Ana Jaime Muianga

Ana Jaime Muianga was born in Namaacha, is 30 years old, lives with her husband and was in school until the 5th grade as she was abandoned by her mother as a child and went to live with her grandmother. She is the mother of 3 children aged between 11 and 6 and they all go to school.

Ana began her studies quite late in life and when she was in the 6th grade, she fell pregnant and her boyfriend abandoned her claiming that the child she was expecting wasn't his, so she had to interrupt her studies. Her grandmother then gave her some money to start a business and she secretly sold biscuits and pastries at her local market. 2 years later she gets together with her husband who helps her take care of her business. The business began to grow and she slowly built a stall at her home.

In 2007 she managed to complete the construction of the stall but had no capital left to buy merchandise. Through a conversation with her friends she learnt of Hluvuku's services and solicited a loan to buy merchandise. Her best products are sugar, rice, soap and salt which she buys by the kilo for 20 MZN and resells at 25 MZN, by the bag for 500 MZN and resells at 600 MZN and by the box for 200 MZN and resells at 275 MZN, as in the region where she resides they live off more agricultural products.
She works from 7am to 6pm and has a monthly income of 4,000.00 MZN, of which she manages to save 1,000.00 MZN, as apart from her children, she is also responsible for her grandmother to whom she sends 500 MZN a month.

This is her second loan with Hluvuku and her first with Kiva. Her first loan for 7,000.00 MZN was used to purchase staple goods for resale and she is asking for this second loan of 10,000.00 MZN for the same purpose. She is confident that she will pay off her loan without any problems and will request a new loan to continue building her stall.

Translated from Portuguese by Ines Teles, Kiva Volunteer

Ana jaime muianga nasceu em namaacha tem 30 anos de idade vive maritalmente e estudou ate a 5 classe, poios foi abandonada pela sua mae ainda crianca e passa a viver com a sua avo. E mae de 3 filhos com idades coopriendidas entre os 11 oas 6 anos de idade todos vao a escola.

Ana inicia muito tarde a sua carreira estudantil e quando frequentava a 6 classe esta fica gravida do seu namorado que a abandona alegando que o filho que ela esperava não era dele e teve que interroper os estudos. Entao a sua avo da lhe um fundo para fazer negocio, vendia clandestinamente no mercado do bairro(biscoitos e pasteis) 2 anos depois ela junta se com o seu 2 esposo este que a ajuda a cuidar dos seus negocios.o seu negocio foi crscendo e aos poucos construia uma barraca na sua residencia. Em 2007 consegue concluir a sua obra mas já não tinha fundo para comprar mercadoria, atraves duma conversa com as amigas teve conhecimento dos servicos da hluvuku assim solicitou um emprestimo e conseguiu comprar a mercadoria. seu melhor produto e o( açucar, arroz, sabao e sal) compra o kilo a 20 e revende a 25, o saco a 500 e revende a 600, a caixa a 200 e revende a 275 consecutivamente pois na regiao onde se encontra vivem mais de produtos agricolas. Trabalha das 7h as 18h tem tido um rendimento mensal de 4.000.00mt e consegue poupar 1.000.00mt pois para alem dos seus filhos responsabiliza se pela sua avo manda do lhe uma sesta basica de 500mt mensalmente.

Este e o segundo emprestimo de ana na hluvuku e primeiro no kiva. O primeiro de 7.000.00mt foram usados para comprar produtos de primeira necessidade para revenda e pede este segundo de 10.000.00mt para o mesmo fim esta confiante que vai reembolsar sem nenhum problema e pedir um novo emprestimo para concluir a sua obra.

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