Corazon De Maria Group

The group "Corazón de Maria" (Mary's Heart) is a very united group represented by Nancy. She, like her partners, lives in the Gramas neighborhood where everyone has known each other for many years. Within the group. there is a familial relationship between Nancy and Maria del Carmen - they are sisters, but with independent incomes. The majority of the members sell products like cosmetics, bread, clothing, drinks, meals, groceries, sweets and transportation. With commercial success, there always exists competition, which is why they should rely on good quality products and with good quality workers so as not to lose clients and provide for their families. The purpose of this loan to buy supplies and materials to increase their sales, improve their profits, and provide their families with a better quality of life. The members do not have much experience with support groups, but they know the responsibility that it entails and they do not want to disappoint the Fundacion Agrocapital who trusts in their ability and honesty.

Translated from Spanish by Amani Roland, Kiva Volunteer

El grupo "Corazón de Maria" es un grupo muy unido y representado por la señora Nancy, ella al igual que sus compañeras reside en reside en el barrio las Gramas donde todas se conocen d varios años, Dentro del grupo existe un parentesco familiar entre la señora Nancy y Maria del Carmen las cuales son hermanas pero con ingresos independientes. La mayoría de las socias se dedica al comercio de productos como cosméticos, pan ropa, refrescos, comida, abarrotes, dulces y al transporte público de pasajeros. Dentro del ámbito comercial siempre existe la competencia es por eso que se debe de contar con productos de buena calidad y con una buena calidad humana para no perder clientela y poder de esa manera llegar con el pan de cada día a sus hogares. El destino del financiamiento es para la compra de insumos y materiales para incrementar sus ventas y mejorar sus ingresos para brindarles a sus familias una mejor calidad de vida. Las socias no cuentan con mucha experiencia en grupos solidarios pero conocen la responsabilidad que implica un financiamiento y no quieren fallar a la Fundación agrocapital quien confía en su capacidad y honestidad.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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