Aydita


Status: Paid Back

$475.00   Loan Request
$475.00   Paid Back

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Aydita
Location: Lima, Peru
Activity: Liquor Store / Off-License

About the Loan

Loan Amount: $475.00
Loan Use: To increase her merchandise
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Mar 2, 2009
Date Disbursed: Feb 10, 2009
Date Funded:Mar 3, 2009
Loan Ended:Sep 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.2750 PEN = 1 USD



Aydita is 40 years old. She lives with her spouse and her children in her own home that she was able to acquire. She works selling drinks, under the risk of the failure of her store she opted to sell beer from her home, which is much more profitable, over all the weekends when all the people are resting and there are many celebrations. Thanks to her character and experience in sales she is able to manage the difficult situations with drunk clients. But Aydita wants to reopen her corner store, in order to sell every day, adding the sale of drinks, and with the help of her children be able to do both these activities, leaving the drinks only for orders and distribution, and thus continue saving and working hard. Aydita has been working with Microfinanzas PRISMA for more than 6 years; this is her fifteenth loan and in all this time she has made intertwined friendships with the people in her area, thanks to the solidarity group. The money that she is asking for would be invested in the purchase of drinks to cover the next orders in the coming months.

Translated from Spanish by Jessica Kaminsky, Kiva Volunteer


Aydita tiene 40 años, vive con su pareja y sus hijos en la casa propia que lograron adquirir. Ella se dedica a la venta de bebidas, pues a raíz del fracaso de su tienda optó por vender cerveza dentro de su domicilio pues es mucho mas rentable, sobre todo los fines de semana donde todas las personas descansan y tienen muchas celebraciones. Gracias a su carácter y experiencia en el comercio puede manejar las situaciones difíciles con clientes pasados de copas. Pero Aydita quiere reabrir su bodega, para vender todos los días, adicional a la venta de bebidas, pues con la ayuda de sus hijos podría atender estas dos actividades, dejando las bebidas solo para pedidos y distribución, para ello, seguirá ahorrando y trabajando esforzadamente. Aydita viene trabajando con Microfinanzas PRISMA hace más de 6 años, este es su quinceavo préstamo y todo este tiempo ha podido entrelazar amistad con las personas de su localidad, gracias a su grupo solidario. El dinero que solicita lo invertirá en la compra de bebidas para cubrir sus próximos pedidos en los próximos meses.

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Journal entries for Aydita


Loan has been disbursed
 
Entrepreneur: Aydita
Location: Lima, Peru

Thank you for your loan. It has been disbursed to Aydita by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 6 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Lima, Peru
Mar 4, 2009
Comment on this entry

Esta vendiendo comidas y bebidas
 
Entrepreneur: Aydita
Location: Lima, Peru

Sus ganas de progresar la llevaron a solicitar el préstamo, una vez aceptada su petición, Aydita pudo abastecerse de cervezas vendiéndolo dentro de su casa, a la par logró realizar nuevas actividades como la venta de comida, esto marcó la diferencia en su servicio de manera más completa, gracias a ello le esta generando ganancias, que le ayudarán a mejorar su vivienda para que más adelante pueda instalar una fuente de soda donde puedan consumir sus amistades y clientes. Agradece a Microfinanzas PRISMA por el crédito que le dieron y con ello pueda concretar sus ilusiones. Asimismo agradece a su Banco Comunal y a los miembros que la integran ya que con ellos logrará realizar nuevas actividades en beneficio de su grupo.


Posted by Betsabé Bruno Morales from Lima, Peru
Sep 2, 2009
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Kiva Help Repayment Schedule for Aydita

  Expected Repayments Actual Repayments Comments
May 2009 $72.14 $72.14 Repayment Received
June 2009 $73.33 $73.32 Repayment Received
July 2009 $76.74 $76.74 Repayment Received
August 2009 $80.69 $80.69 Repayment Received
September 2009 $84.33 $84.34 Repayment Received
October 2009 $87.77 $87.77 Repayment Received