Lucía


Status: Paid Back

$1,075.00   Loan Request
$1,075.00   Paid Back

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Lucía
Location: Lima, Peru
Activity: Grocery Store

About the Loan

Loan Amount: $1,075.00
Loan Use: Purchase a refrigerator for beverages
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Feb 27, 2009
Date Disbursed: Feb 9, 2009
Date Funded:Feb 27, 2009
Loan Ended:Sep 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.2750 PEN = 1 USD



Lucía is 45 years old, married, and lives with her husband and their three children. She has always enjoyed management and hoped to have her own prosperous business, and her dreams became reality eight years ago. With much effort and work outside the home, she was able to pull together enough money to install her own store in her home, and thanks to her good management skills it is still doing well. Every day she wakes up very early to do laundry and makes herself available for customer care, because mothers leave very early to do their grocery shopping. The difficult thing, however, is that the space is becoming smaller and smaller. In the future, she hopes to expand her store, which would be a great investment since her clients are very loyal and there are always new customers to serve. She has been working with MFP for six years. This is her 15th loan and she has always maintained good communication with her colleagues--their friendship forms a solid base for the group. With this money, she will buy a refrigerator so she can offer beverages this summer.

Translated from Spanish by Trisha Bury, Kiva Volunteer


Lucía tiene 45 años, es casada y vive con su esposo y sus tres hijos en su casa propia. A ella siempre le agradó la administración y deseó tener un negocio propio que sea próspero el cual pueda administrar, y sus anhelos se hicieron realidad hace 8 años, cuando a base de mucho esfuerzo y de trabajar fuera de casa, pudo juntar el dinero necesario para instalar su propia tienda en su domicilio, la cual gracias a su buena administración marcha muy bien, pues todos los días se levanta muy temprano para hacer la limpieza del local y esté accesible para la atención desde muy temprano, debido a que las madres de familia salen muy temprano a realizar sus compras para la preparación de sus alimentos. Sin embargo, lo dificultoso es que el espacio se torna más pequeño cada vez, para el futuro desea ampliar su tienda, ya que sería una muy buena inversión, pues sus clientes son muy leales y siempre hay nueva clientela que atender de la mejor manera. Ella viene trabajando con MFP desde hace 6 años, este es su quinceavo préstamo y siempre pudo mantener una muy buena comunicación con sus compañeras, pues son muy buenas amigas lo que da la base sólida a su grupo. Con el dinero que solicita adquirirá una congeladora para ofrecer bebidas heladas este verano.

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Journal entries for Lucía


Loan has been disbursed
 
Entrepreneur: Lucía
Location: Lima, Peru

Thank you for your loan. It has been disbursed to Lucía by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 6 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Lima, Peru
Feb 28, 2009
Comment on this entry

Tiene su congeladora.
 
Entrepreneur: Lucía
Location: Lima, Peru

La adquisición de su congeladora fue una de las cosas que más anhelaba ya que gracias al préstamo, Lucila puede ofrecer bebidas y otros productos refrigerados a sus clientes, anteriormente sus ganancias eran reducidas y lo poco que ahorra no le permitía tener una congeladora. Ahora sus ganancias se han aumentado así como también tiene la facilidad conservar algunos alimentos y otras clases de bebidas. Lucila tiene mayores motivos en seguir trabajando con responsabilidad y compromiso, es por eso que está agradecida con Microfinanzas PRISMA por hacer realidad sus sueños asimismo desea contar con futuros prestamos para obtener su exhibidora para su tienda. También agradece a los miembros de su Banco Comunal por alcanzar los logros y espera pronto progresar junto a sus socias.


Posted by Betsabé Bruno Morales from Lima, Peru
Sep 2, 2009
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Kiva Help Repayment Schedule for Lucía

  Expected Repayments Actual Repayments Comments
May 2009 $163.31 $163.31 Repayment Received
June 2009 $165.98 $165.98 Repayment Received
July 2009 $174.85 $174.85 Repayment Received
August 2009 $181.84 $181.84 Repayment Received
September 2009 $190.90 $190.90 Repayment Received
October 2009 $198.12 $198.12 Repayment Received