Mary Effah

Mary Effah is married and has 6 dependants. She has received schooling through junior high. Mary sells bread which she bakes herself. She also sells fish which she buys from the fishermen, brings them home for processing and preservation, and then sends them to the market for sale at Atobiase near Elmina. She has done this since 2000. Her husband is a carpenter. Mary uses her income for assist her husband with the house keeping expenses.

Mary will use the loan to increase her capital to buy fish in larger quantities for processing and sale and also to purchase flour and other baking materials to increase production. With the new profits from her expanded business, Mary plans to invest in their children's education.



Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

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