Thomas Ampah
Status: Paying Back - Delinquent
| $450.00 | Loan Amount |
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66% repaid
About the Entrepreneur
| Name: | Thomas Ampah |
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| Location: | Abura, Ghana |
| Activity: | Electrical Goods |
About the Loan
| Loan Amount: | $450.00 |
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| Loan Use: | Buy more electrical appliances |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Feb 22, 2009 |
| Date Disbursed: | Feb 17, 2009 |
| Date Funded: | Feb 22, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2430 |
| Total Loans: | $1,055,925 |
| Delinquency Rate: | 55.59% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.3627 GHS = 1 USD |
Thomas Ampah sells electrical appliances at Tatermu near Elmina. Thomas has received no formal education. He is single and has no children.Thomas has been selling electrical appliances since 2002. He is responsible for paying the fees for his siblings in school. His loan will be used as additional capital to enable him to increase the sale of electrical appliances to meet the increase in demand by his customers. He hopes to use the new profits from his business to reinvest for the expansion of his trade.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Thomas Ampah
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Loan has been disbursed
Location: Abura, Ghana
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Posted by
from Abura, Ghana
Feb 23, 2009 |
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Comment on this entry
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Repayment Schedule for Thomas Ampah
Repayment Schedule for Thomas Ampah
| Expected Repayments | Actual Repayments | Comments | |||
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| June 2009 | $75.00 | $75.00 |  Repayment Received
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| July 2009 | $75.00 | $75.00 | Repayment Received
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| August 2009 | $75.00 | $75.00 | Repayment Received
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| September 2009 | $75.00 | $75.00 | Repayment Received
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| October 2009 | $75.00 | $0.00 |  Delinquent
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| November 2009 | $75.00 | $0.00 | Delinquent
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