Nia Njema Group

Status: Paid Back

$2,575.00		Loan Request
$2,575.00		Paid Back

About the Group

Group Name:	Nia Njema Group
Group Members:	Zakia Selemani Zairabu Abdallah Feliciana Kakiza Bilu Mohameeli Laiha Mohameeli Christina Baudi Emanuel Magombeka Mneke Smneke Dunstan Mhando (not pictured) Rukia Makowe Kamilowe Kamilous Manam Hemedi Mary John Asha Rayabu Azizo Ali
Location:	Dar Es Salaam, Tanzania
Activity:	Beauty Salon

About the Loan

Loan Amount:	$2,575.00
Loan Use:	Increase salon equipment
Repayment Term:	6 months - View details below
Lenders Repaid:	Monthly
Currency Exchange Loss:	Covered
Date Listed:	Mar 1, 2009
Date Disbursed:	Feb 19, 2009
Date Funded:	Mar 1, 2009
Loan Ended:	Jul 15, 2009

About the Field Partner

Field Partner:

Tujijenge Tanzania Ltd

Field Partner Risk Rating:

(Learn more)

Active

24 months

4029

$916,375

0.00%

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Tanzania
Avg Annual Income:	$723.00
Currency:	Tanzania Shillings (TZS)
Exchange Rate:	1,346.0000 TZS = 1 USD

Zakia Selemani, age 36, is single with one 4-year-old daughter. She has a beauty salon. She started this business in 2007 and works daily from 8 a.m. until 8.30 p.m. She is able to earn a monthly profit of around $371.

This will be Zakia’s seventh loan from Tujijenge Tanzania. She used the previous loans to increase her salon's stock. She had opened a retail shop, but she has closed it because she had no helper in that shop. She has repaid all of the loans successfully.

Zakia will share this loan with her loan group, Nia Njema, which has 15 members. The members of the group hold each other accountable in paying back their loans. In the picture, Zakia is second from the left in orange.

About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

Lenders to this group

mariette
eindhoven,
Netherlands

Good Dogg
Front Porch, www.kivafriends.org
United States

Anonymous
Rochester, NY
United States

Joe
Seattle, WA
United States

Howard & Jillian
Vence,
France

Gordon
Winamac, IN
United States

Patrick
Littleton, CO
United States

Elise
Bethesda, MD
United States

Aaron
Silverdale, WA
United States

pauline
amersfoort,
Netherlands

Anonymous
Minato-ku, Tokyo
Japan

Ben Patrick
Van Nuys, CA
United States

Gumball Capital
Stanford, CA
United States

Amy
Portland, OR
United States

Anonymous
NASHVILLE, TN
United States

Anonymous
sant cugat del valles, Barcelona
Spain

Kai
Leipzig,
Germany

Bruce Chou
Oakdale & Los Angeles & San Jose, CA
United States

Vikranth
RANDOLPH, NJ
United States

MarkhamX
Kaysville, UT
United States

Sierra Foundation
Dordrecht,

Eldon
St. Petersburg, FL
United States

Anonymous
Vancouver, British Columbia
Canada

J
Dallas, TX
United States

Rohan
Dublin, OH
United States

Dave
Baltimore, MD
United States

Buchanan Family
www.kivafriends.org, Ramsey, NJ
United States

Sampson
Lugano,
Switzerland

Philipp
Doha,
Qatar

Anonymous
Chicago, IL
United States

Anonymous
Union City, NJ
United States

Brian
Farmington, MN
United States

Lisa
Laguna Niguel, CA
United States

Charles
green valley, AZ
United States

Patti
Bronx, NY
United States

Karen
Norman, OK
United States

Jennifer
Sierra Vista, AZ
United States

Caitlin Russell
Lockerley, Romsey, Hampshire
United Kingdom

Gordon
Guildford, Surrey
United Kingdom

frank
PUNTA GORDA, FL
United States

Tom
Norwich, VT
United States

Laurent D
Brussels,
Belgium

Paul
Beamsville, Ontario
Canada

Wonga.com
London, London
United Kingdom

Johnston Heights Sec
Surrey, British Columbia
Canada

Leah
Syracuse, NY
United States

Union
Bellevue, WA
United States

Thomas
Rock Island, IL
United States

CHRISTINA
EUGENE, OR
United States

Dr. Ali Syed
Melrose Park, IL
United States

Mehgan
Nanaimo, British Columbia
Canada

Anonymous
Washington, DC
United States

Richard
Pocatello, Idaho
United States

Allan

Doug
Zionsville, IN
United States

Heide
Tulsa, OK
United States

Anonymous
McLean, VA
United States

Fernando
León, Leon
Spain

G.W.
Loveland, CO
United States

Moira
Kingston, Ontario
Canada

Gary & Sharon
Lake Oswego, OR
United States

Mark
Walnut Creek, CA
United States

Kay
Anchorage, AK
United States

Sarah
Dallas, TX
United States

Top Lending Teams for this group

India
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Utahns for Kiva
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Kiva Baha'is
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Unitarian Flames
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Microsoft
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Journal entries for Nia Njema Group

Loan has been disbursed Entrepreneur: Nia Njema Group Location: Dar Es Salaam, Tanzania Thank you for your loan. It has been disbursed to Nia Njema Group, consisting of Zakia Selemani, Zairabu Abdallah, Feliciana Kakiza, Bilu Mohameeli, Laiha Mohameeli, Christina Baudi, Emanuel Magombeka, Mneke Smneke, Dunstan Mhando, Rukia Makowe, Kamilowe Kamilous, Manam Hemedi, Mary John, Asha Rayabu, Azizo Ali by Tujijenge Tanzania Ltd in Tanzania. We are excited to watch this business grow. Over the 3 months of this loan, Tujijenge Tanzania Ltd will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Dar Es Salaam, Tanzania Mar 2, 2009
Comment on this entry

She is doing fine and is shows! Entrepreneur: Nia Njema Group Location: Dar Es Salaam, Tanzania Greetings from Tanzania! Thank you for supporting Zakia Selemani and the Nia Njema group. I am happy to report she is doing extremely well. With the loan she received, she purchases salon products. As a result, her monthly profit rose to $395! Zakia uses the additional profits to cover household expenses and to pay back the loan. Zakia and the Nia Njema group are very grateful for the loan and are thankful to every one who has supported them. To see other loans being fundraised by Tujijenge Tanzania, please click on the following link: http://www.kiva.org/app.php?page=businesses&partner_id=87&status=fundRaising&sortBy=New+to+Old&_tpg=fb
Posted by Rita Nyaborogo from Dar Es Salaam, Tanzania Jul 10, 2009
Comment on this entry

Repayment Schedule for Nia Njema Group

Show Advanced

	Expected Repayments	Actual Repayments	Comments
May 2009	$804.70	$804.70	Repayment Received
June 2009	$804.70	$804.65	Repayment Received
July 2009	$643.76	$643.76	Repayment Received
August 2009	$321.84	$321.89	Repayment Received