Lunitas Group

The Lunitas ('Little Moons') group is represented by Annelise and consists of 15 members who live in the same neighborhood and know each other well. The majority of the group sell products such as clothes, food, cosmetics, jewelery, toys, and home appliances, or provide services, for example, as an electrician or dentist.

In their work, the members deal with supply, demand, and competition; everything depends on being able to offer quality products at a low price, and the capacity to overcome any obstacle. The loan will be used to buy consumables and materials to improve their businesses and increase earnings to improve the quality of life of their families. Within the group are members who have experience working in solidarity groups. Others are receiving a loan for the first time but feel capable of meeting the requirements of their group and Fundación Agrocapital, which is providing them this opportunity for financing, and the great advantages it offers.

Translated from Spanish by Vivian Lu, Kiva Volunteer

El grupo " Lunitas " esta representado por la señora Anelise y conformada por 15 miembros que se conoces entre si ya que residen en el mismo barrio. En su mayoría los miembros del grupo se dedican al comercio de productos como la ropa, comida, cosmeticos, joyas, juguetes, electrodomésticos y a actividades como el servicio de electricista y odontología. Dentro del rubro comercial existe la oferta y la demanda y la competencia, todo depende de ofrecer productos de calidad y a un bajo precio, también de la capacidad de los socios de salir adelante ante cualquier obstáculo. El destino del financiamiento es para la compra de insumos y materiales para mejorar sus negocios e incrementar sus ingresos para mejorar la calida de vida de sus familias. Entre las socias hay quienes tienen experiencia con grupos solidarios y otras que reciben su primer financiamiento pero se sienten capaces de poder cumplir con su grupo y con la Fundación Agrocapital que les brinda la oportunidad de un financiamiento con grandes ventajas.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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