Margaret Ivy Hayford

Margaret Ivy Hayford sells shoes and fabric; she is a seamstress who specializes in sewing ladies' wear at Abura. Margaret Ivy has received a high school education. She is married and has three children; her husband is in the telecommunications business. Margaret Ivy has been selling shoes and fabric and working as a seamstress since about 10 years ago. She is responsible for paying housekeeping expenses since her husband takes care of the family’s financial needs. Her loan will be used to buy a greater variety of fabrics and other sewing materials for her sewing work. She plans to reinvest her additional profits back into the business.



Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

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