Alfredo Abílio Simango

Status: Paid Back

$1,000.00		Loan Request
$1,000.00		Paid Back

About the Entrepreneur

Name:	Alfredo Abílio Simango
Location:	Boane, Maputo, Mozambique
Activity:	Cereals

About the Loan

Loan Amount:	$1,000.00
Loan Use:	To buy seeds and land Preparation
Repayment Term:	18 months - View details below
Lenders Repaid:	Monthly
Currency Exchange Loss:	N/A
Date Listed:	Apr 19, 2007
Date Disbursed:	May 4, 2007
Date Funded:	Apr 20, 2007
Loan Ended:	Apr 8, 2008

About the Field Partner

Field Partner:

Hluvuku-Adsema

Field Partner Risk Rating:

(Learn more)

Active

36 months

812

$504,025

0.95%

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Mozambique
Avg Annual Income:	$1,389.00
Currency:	United States Dollars (USD)

Alfredo Abilio Simango is 68 years old; he was born and raised in Machanga, a Sofala province. Alfredo had limited opportunities to attend school, because during colonial rule the indigenous population was not allowed to attend school above 4th grade level.

Since 1987, Alfredo has been working in agriculture. He owns a 12 hectare plot in the district of Boane.

In 2007, he heard about HLUVUKU-ADSEMA through friends. Alfredo learned more about the conditions for access to loans, and decided to request a loan in order to expand his farming area.

With the 25.000,00 MT loan, he intends to expand his maize farming area from 3 hectares to 6 hectares, to purchase seeds and fertilizers, and to clear and prepare plots, consequently increasing his production.

Alfredo currently employs 3 full-time workers. With the increase of his farming area he plans on hiring 3 more permanent workers, in addition to hiring temporary workers which will be needed when the work load so requires.

Alfredo’s activities have a great impact in his community because he generates work for 6 community members, and income for their families. His work also makes corn available for the local market and provides grains, in great quantities, for the Malanga market, located in the city of Maputo.

Translated from Portuguese by Mariana Fraga, Kiva volunteer.

Localizacao: Pequenos Libombos - Boane
Cliente: Alfredo Abilio Simango
Sector de actividade: Agricultura
Valor do empréstimo: 25.000.00MT (1,000.00US$)
Aplicação de montante: Compra de ínsumos agrícolas

Inicio: 10/04/2007
Fim: 30/09/2008

Alfredo Abilio Simango de 68 anos de idade, natural de Machanga, provincial de Sofala, cresceu sob responsabilidade, teve poucas oportunidades de estudar, pois na altura da dominação colonial a população indígena não podia estudar para além da 4@classe.

Desde o ano de 1987 que vem trabalhando na área de agricultura e possui uma parcela de 12 hectares no distrito de Boane.

No ano 2007 teve conhecimento da existência da HLUVUKU-ADSEMA através de amigos tendo aproximado, depois de informado das condições de acesso, decidiu solicitar um empréstimo para ampliação sua área de produção.

Com o empréstimo de 25.000,00MT, pretende aumentar o volume a área de produção de 3 para 6 ha de milho e compra de insumos agrícolas (adubos e sementes), assim como preparação do terreno (lavouras), e consequentemente vai aumentar a sua receita.

Actualmente conta com conta com três (3) trabalhadores efectivos e, com aumento da área de produção ira contratar mais outros três (3), para além de mão de obra eventual que sempre é necessária quando o trabalho assim o exige.

A sua actividade tem um grande impacto na comunidade, porque para alem de providenciar emprego a meia dúzia de chefes de famílias, coloca milho a disposição no mercado local e abastece em grandes quantidades o mercado da Malanga que localiza-se na cidade do Maputo.

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Christopher & Heng
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Journal entries for Alfredo Abílio Simango

Loan has been disbursed

Entrepreneur: Alfredo Abílio Simango
Location: Boane, Maputo, Mozambique

Thank you for your loan. It has been disbursed to Alfredo Abílio Simango by Hluvuku-Adsema in Mozambique. We are excited to watch this business grow. Over the next 15 - 18 months, Hluvuku-Adsema will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.

Posted by Bernardo Luis Tembe from Boane, Maputo, Mozambique
Apr 24, 2007

Comments (3)

Update on Alfredo Abílio Simango's Kiva Business

Entrepreneur: Alfredo Abílio Simango
Location: Boane, Maputo, Mozambique

Sr. Simango has been in the agriculture business for over 10 years now and his 12 hectare of land is of impressive size and output. As this was Alfredo's first loan with Hluvuku-Adsema, he used this round of funding to buy potato and cabbage seeds in bulk, increased gas reserves for his water pump, and paid his five employees.

Alfredo is fortunate to have a tractor, a water pump, and a small pick-up in which to carry his crop output to market. Today, his main crops are potato, onion, cabbage, corn and a small plot for tomatoes. In these winter months potatoes provide Alfredo and his wife with the greatest profit.

The greatest costs for the business is lack of rain. Without rain, he must buy more gas to run his water-pump, and potatoes in particular require a great deal of water. Secondly, he must travel to the capital city Maputo (30km away) twice a week in order to sell his vegetables for a higher return at the market (where individuals then resell on the streets).

While the agriculture business ebbs and flows, all profits from the business are used to sustain the household costs where he, his wife, two children and two grandchildren live. In addition, he helps pay for the schooling of two of their other six children at Nampula University in the northern province of the country. The five employees also benefit from this business and sustain themselves and six kids between them.

In the future, Alfredo hopes to take a new loan in order to buy more corn seeds and increase his output from two tons to the lands four ton potential and stock up on more gas reserves before the price of gas goes even higher. His 27 year old son, Paolo, is apprenticing now and Alfredo hopes to turn over a sustainable business to him soon.

Posted by Shannon Gallagher from Boane, Maputo, Mozambique
Oct 20, 2007

Comment on this entry

Repayment Schedule for Alfredo Abílio Simango

Show Advanced

Expected Repayments Actual Repayments Comments

August 2007 $66.67 $67.00 Repayment Received

September 2007 $66.67 $134.00 Repayment Received

October 2007 $66.67 $67.00 Repayment Received

November 2007 $66.67 $67.00 Repayment Received

December 2007 $66.67 $67.00 Repayment Received

January 2008 $66.67 $67.00 Repayment Received

February 2008 $66.67 $67.00 Repayment Received

March 2008 $66.67 $67.00 Repayment Received

April 2008 $66.67 $67.00 Repayment Received

May 2008 $66.67 $67.00 Repayment Received

June 2008 $66.67 $263.00 Repayment Received

July 2008 $66.67 $0.00 Repayment Received

August 2008 $66.67 $0.00 Repayment Received

September 2008 $66.67 $0.00 Repayment Received

October 2008 $66.62 $0.00 Repayment Received

	Expected Repayments	Actual Repayments	Comments
August 2007	$66.67	$67.00	Repayment Received
September 2007	$66.67	$134.00	Repayment Received
October 2007	$66.67	$67.00	Repayment Received
November 2007	$66.67	$67.00	Repayment Received
December 2007	$66.67	$67.00	Repayment Received
January 2008	$66.67	$67.00	Repayment Received
February 2008	$66.67	$67.00	Repayment Received
March 2008	$66.67	$67.00	Repayment Received
April 2008	$66.67	$67.00	Repayment Received
May 2008	$66.67	$67.00	Repayment Received
June 2008	$66.67	$263.00	Repayment Received
July 2008	$66.67	$0.00	Repayment Received
August 2008	$66.67	$0.00	Repayment Received
September 2008	$66.67	$0.00	Repayment Received
October 2008	$66.62	$0.00	Repayment Received

Loan has been disbursed Entrepreneur: Alfredo Abílio Simango Location: Boane, Maputo, Mozambique Thank you for your loan. It has been disbursed to Alfredo Abílio Simango by Hluvuku-Adsema in Mozambique. We are excited to watch this business grow. Over the next 15 - 18 months, Hluvuku-Adsema will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by Bernardo Luis Tembe from Boane, Maputo, Mozambique Apr 24, 2007
Comments (3)

Update on Alfredo Abílio Simango's Kiva Business Entrepreneur: Alfredo Abílio Simango Location: Boane, Maputo, Mozambique Sr. Simango has been in the agriculture business for over 10 years now and his 12 hectare of land is of impressive size and output. As this was Alfredo's first loan with Hluvuku-Adsema, he used this round of funding to buy potato and cabbage seeds in bulk, increased gas reserves for his water pump, and paid his five employees. Alfredo is fortunate to have a tractor, a water pump, and a small pick-up in which to carry his crop output to market. Today, his main crops are potato, onion, cabbage, corn and a small plot for tomatoes. In these winter months potatoes provide Alfredo and his wife with the greatest profit. The greatest costs for the business is lack of rain. Without rain, he must buy more gas to run his water-pump, and potatoes in particular require a great deal of water. Secondly, he must travel to the capital city Maputo (30km away) twice a week in order to sell his vegetables for a higher return at the market (where individuals then resell on the streets). While the agriculture business ebbs and flows, all profits from the business are used to sustain the household costs where he, his wife, two children and two grandchildren live. In addition, he helps pay for the schooling of two of their other six children at Nampula University in the northern province of the country. The five employees also benefit from this business and sustain themselves and six kids between them. In the future, Alfredo hopes to take a new loan in order to buy more corn seeds and increase his output from two tons to the lands four ton potential and stock up on more gas reserves before the price of gas goes even higher. His 27 year old son, Paolo, is apprenticing now and Alfredo hopes to turn over a sustainable business to him soon.
Posted by Shannon Gallagher from Boane, Maputo, Mozambique Oct 20, 2007
Comment on this entry