Lourdes


Status: Paid Back

$325.00   Loan Request
$325.00   Paid Back

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Lourdes
Location: Lima, Peru
Activity: Cosmetics Sales

About the Loan

Loan Amount: $325.00
Loan Use: Increase her stock of beauty products
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Feb 19, 2009
Date Disbursed: Jan 19, 2009
Date Funded:Feb 19, 2009
Loan Ended:Jul 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.2550 PEN = 1 USD



Lourdes is 30 years old, and lives with her husband and daughter in her husband's parents' house. She has been selling cosmetics for nine years. She started out as a sales assistant, but over time has come to manage a business on her own. She is now starting an independent business, and hopes that it will be well received by her clients, who are very fond of her because of her kindness and charisma. In time she hopes to set up a store in a shopping center to increase her sales. She would no longer have to look for customers on the streets of her city, but could wait for her customers in her shop, where she could offer a variety of products such as shoes, clothing, and purses, which are used to enhance women's beauty. Lourdes first got a loan with MFP four years ago, which helped her stock more cosmetics and make friends locally with whom she collaborates. This is her seventh loan. She will invest the money requested in purchasing more beauty products, taking advantage of discounts so she can later sell them at a higher price.

Translated from Spanish by Andrea Rosenberg, Kiva Volunteer


Lourdes tiene 30 años, vive en la casa de sus suegros junto a su esposo y su hija. Ella viene trabajando en la venta de cosmeticos hace 9 años, tiempo en que inició como ayudante de ventas, pero con el tiempo logró administrar su propio negocio y ahora está empezando con un trabajo independiente y espera pueda tener la misma acogidacon sus clientes quienes la estiman demasiado por su simpatia y carisma. Con el trascurso del tiempo desea instalar un bazar dentro de un centro comercial para incrementar sus ventas y no tener que recorrer las calles de su ciudad en busca de clientes sino esperar a su clientela en su stand de ventas en donde pueda ofrecer diversos productos como; calzado, ropa y carteras que son utilizados para resaltar la belleza de las mujeres. Lourdes inició su préstamo con MFP hace 4 años, lo que le ayudó a surtir sus productos y a coseguir amistades en su localidad con quienes trabajan conjuntamente, este es su séptimo crédito. El dinero que solicita lo invertirá para adquirir mayor cantidad de productos de belleza, aprovechando las ofertas para luego venderlos a mejores precios.

Subscribe

Lenders to this entrepreneur

Simran
San Francisco, CA
United States

Mark & Joanne
Renton, WA
United States

cynthia
vancouver, British Columbia
Canada

Kim & Hayden
Sydney, New South Wales
Australia

Andrea & Barbara
Rome, Roma
Italy

elizabeth
winter park, FL
United States



Top Lending Teams for this entrepreneur


Washington State
Local Area
297 Members

Journal entries for Lourdes


Loan has been disbursed
 
Entrepreneur: Lourdes
Location: Lima, Peru

Thank you for your loan. It has been disbursed to Lourdes by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 6 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Lima, Peru
Feb 20, 2009
Comment on this entry

Aumentó su venta de cosméticos.
 
Entrepreneur: Lourdes
Location: Lima, Peru

Desde que obtuvo el crédito se dedicó a conseguir mercadería de calidad en cuanto a ropa y carteras ya que atendió a varios pedidos que tenía que cubrir y de la misma forma aprovechó las ofertas de las empresas de belleza para adquirir productos por docenas, esto le ayudó a ofertar los Cosméticos de forma directa sin dejar de atender los pedidos por catálogos. Es así como Microfinanzas PRISMA ayudó a Lourdes a concretar sus planes y tener más ganancias. Asimismo Lourdes como miembro del Banco Comunal ayudó a las demás socias a cumplir con sus objetivos.


Posted by Betsabé Bruno Morales from Lima, Peru
Sep 1, 2009
Comment on this entry

Kiva Help Repayment Schedule for Lourdes

  Expected Repayments Actual Repayments Comments
April 2009 $47.98 $47.98 Repayment Received
May 2009 $51.05 $51.05 Repayment Received
June 2009 $52.58 $52.58 Repayment Received
July 2009 $55.56 $55.56 Repayment Received
August 2009 $57.62 $117.83 Repayment Received
September 2009 $60.21 $0.00 Repayment Received