Naseem Munir Masih Group

Naseem baji, a 45-year-old resident of Arifwala, Pakistan, is the wife of Munir Masih, a grocery shop owner in the community. This mother of one son and one daughter, both students, is a seamstress who sews clothes ordered by her relatives and neighbors, charging $2 per dress. The revenue from this business pays her children’s school fees. She is now requesting a loan for her husband’s grocery shop.

Naseem is a group leader of three other women in her locality:

Parveen baji wants a loan to buy sanitary supplies (water taps and pipes) to sell;

Sana baji requests a loan to buy clothes to resell;

Naseem baji wants a loan to buy groceries for her grocery shop.

The funds for this group loan will be distributed among the group members, each of whom will invest in her own business. The members guarantee one another's loans, so If a member does not repay, the other members are responsible.




About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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