Nicolae Cebotari Group
Status: Paying Back
| $4,575.00 | Loan Amount |
|---|
0% repaid
About the Group
| Group Name: | Nicolae Cebotari Group |
|---|---|
| Group Members: |
Nicolae Cebotari Gutu Aurelia Lungu Elena Grigorita Nina (not pictured) Cainareanu Elena Girnaja Maria (not pictured) Ciobanu Mihail Ciobanu Vasile Coada Angela Raietchi Alexandra Ciobanu Vera Durlescu Ana (not pictured) Bulatel Achim Anton Liliana Gorea Oleg Demian Iurie |
| Location: | Cimislia, Moldova |
| Activity: | Agriculture |
About the Loan
| Loan Amount: | $4,575.00 |
|---|---|
| Loan Use: | To improve their businesses by increasing working capital to enable them to rent space at the wholesale market |
| Repayment Term: | 14 months - View details below |
| Lenders Repaid: | Irregularly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Feb 17, 2009 |
| Date Disbursed: | Jan 30, 2009 |
| Date Funded: | Feb 17, 2009 |
About the Field Partner
About the Field Partner
|
|
| Field Partner: | Microinvest |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Paused |
| Time On Kiva: | 36 months |
| Kiva Entrepreneurs: | 323 |
| Total Loans: | $370,300 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Moldova |
|---|---|
| Avg Annual Income: | $2,374.00 |
| Currency: | Moldova Lei (MDL) |
| Exchange Rate: | 10.5200 MDL = 1 USD |
This is a group of farmers that is hoping to secure a loan via MicroInvest to improve and expand their respective businesses. In particular, they are seeking this loan because they do not have sufficient capital to pay rent at the wholesale market, which hinders their ability to generate an increase in their profits.
The entire group consists of relatives, and everyone is held accountable by each other. Even so, the leader of this group is Nicolae Cebotari, who is the oldest of the group and who convinced everyone to request this loan from MicroInvest. Notably, this is not the first loan Nicolae has sought from MicroInvest, and he explains that he has a good credit history and that lenders should have confidence that the group will promptly repay this loan.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Nicolae Cebotari Group
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Loan has been disbursed
Location: Cimislia, Moldova
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Posted by
from Cimislia, Moldova
Feb 18, 2009 |
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Comments (1)
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Repayment Schedule for Nicolae Cebotari Group
Repayment Schedule for Nicolae Cebotari Group
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| February 2010 | $2,287.50 | Available Feb 1 | |||
| March 2010 | $2,287.50 | Available Mar 1 | |||
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