Lidio Luis

Lidio, 56, and his wife, 49, have a son who lives with them and is currently a student. They have made various improvements to their home, where they have lived for a long time, including the addtion of a business selling food. His wife has experience in food sales. There is not a lot of competition because the work is demanding. Additionally, it is a good location and there is not another business in this area. Also, the borrower is employed in the local mill, where he has been working for some time. The loan will be invested in building improvements. This is his fifth loan and he has had good credit with Agrocapital; he has debts with other financial institutions that he pays regularly.

Translated from Spanish by Deborah Delzell, Kiva Volunteer

LIDIO TIENE 56 AÑOS Y SU ESPOSA TIENE 49 AÑOS, AMBOS SON CASADOS, TIENEN UN HIJO QUE VIVE CON ELLOS Y QUE ACTUALMENTE ESTUDIA. VIVEN EN UNA VIVIENDA PROPIA, HACE BASTANTE TIEMPO, EN LA CUAL HA HECHO VARIAS MEJORAS, LUGAR DONDE HAN PUESTO UN NEGOCIO DE VENTA DE COMIDA, SU ESPOSA TIENE EXPERIENCIA EN EL RUBRO DE LA COMIDAS. LA COMPETENCIA ES BAJA POR ESO TIENE BASTANTE DEMANDA, ADEMAS QUE ESTA EN BUENA UBICACION, NO HAY OTRO NEGOCIO POR ESTA ZONA, TAMBIEN EL TITULAR DEL CREDITO ES EMPLEADO EN EL INGENIO DE LA LOCALIDAD, DONDE TRABAJA HACE BASTANTE TIEMPO, EL CREDITO SERA INVERTIDO EN MEJORAS EN SU INMUEBLE, ESTE CREDITO ES SU QUINTA OPERACION, HA TENIDO UN BUEN HISTORIAL CREDITICIO EN AGROCAPITAL, PRESENTA DEUDAS EN OTRAS ENTIDADES FINANCIERAS QUE SE PAGAN CON NORMALIDAD.

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