Obéissance Group
Status: Paid Back
| $4,475.00 | Loan Request | |
|---|---|---|
| $4,475.00 | Paid Back |
About the Group
| Group Name: | Obéissance Group |
|---|---|
| Group Members: |
José Kolomo Béatrice Nzumba Tshibangu Kazadi Mamie Ntumba Justin Mondonge Thérèse Mapwani Valantine Halafu Freddy Tshibangu Marie Luanda Pélagie Ntombo Chantal Bokeya Miriam Lubanzila Adéline Esanga Jeanette Nsimba Mansanga Luemba Rousse Bahalira Claudine Mayala Marie Tshilomba Marie Ngondo Freddy Tuli Mapatricia Mulunda Blandine Kimfuta Papy Nzundu Marie Mfuta Régine Mushiya Mputu Matafuadi Chantal Bokungu Monique Ngalula Beverly Dongo Bernadette Kapala Cécile Masisa Trésor Sambia Céline Nsimba Marthe Kandabe (not pictured) Aimée Ngalula Pauline Magbu Esther Monza Lunzayila Sakina Mireille Ngongo Charlie Nangana Yves Nyanguila |
| Location: | Kinshasa, The Democratic Republic of the Congo |
| Activity: | Retail |
About the Loan
| Loan Amount: | $4,475.00 |
|---|---|
| Loan Use: | To diversify his business by adding purified water |
| Repayment Term: | 6 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Feb 15, 2009 |
| Date Disbursed: | Feb 11, 2009 |
| Date Funded: | Feb 16, 2009 |
| Loan Ended: | Jul 15, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | HOPE DRC, a partner of HOPE International |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Pilot |
| Time On Kiva: | 33 months |
| Kiva Entrepreneurs: | 4248 |
| Total Loans: | $536,500 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | The Democratic Republic of the Congo |
|---|---|
| Avg Annual Income: | $119.00 |
| Currency: | Congo/Kinshasa Francs (CDF) |
| Exchange Rate: | 680.0000 CDF = 1 USD |
José has been selling round flat biscuits since 2003. He sold his shirt for $2.50 to start his business. He used that money to buy several kilos of wheat flour, some sugar, baking powder and some charcoal to start making round flat biscuits. From 2003 to 2006, José’s business was prosperous and he used the profits generated to increase his working capital $41. From 2006 to 2008, he diversified his business by adding doughnuts and packaging materials. He joined one of Hope’s groups called “Obéissance,” meaning “Obedience,” in October 2008. The loans received from Hope have strengthened his business. He is planning with the next loan to diversify his business and increase profit by adding purified water. Currently, his working capital is about $200. José’s business makes about $6 of profit per day. He is ambitious and dreams someday to open a small store. José is 43 years old, married, and has five children between the ages 2 and 10. Three of them are pupils. He also takes care of his younger brother who is still a student. José likes his business because it has stabilized him financially. His community bank group consists of 41 members.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Obéissance Group
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Loan has been disbursed
Location: Kinshasa, The Democratic Republic of the Congo
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Posted by
from Kinshasa, The Democratic Republic of the Congo
Feb 17, 2009 |
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Comment on this entry
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José Kolomo est très réconnaissant de votre appui financier
Location: Kinshasa, The Democratic Republic of the Congo
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Posted by
Robert Kalala from Kinshasa, The Democratic Republic of the Congo
May 19, 2009 |
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Comments (1)
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Repayment Schedule for Obéissance Group
Repayment Schedule for Obéissance Group
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| April 2009 | $279.71 | $279.71 |  Repayment Received
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| May 2009 | $1,118.84 | $1,118.84 | Repayment Received
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| June 2009 | $1,398.55 | $1,398.50 | Repayment Received
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| July 2009 | $1,118.84 | $1,118.84 | Repayment Received
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| August 2009 | $559.06 | $559.11 | Repayment Received
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