Joyce Asare

Joyce Asare sells used clothing at Bantama near Elmina. Joyce has received a junior high education. She is married and has 3 children. Her husband is a translator at the Elmina court. Joyce started selling used clothing not too long ago. She has no financial responsibilities since her husband takes care of all the financial expenses of the family. Her loan will be used as additional capital to enable her increase the sale of used clothing to meet the increase in demand by her custumers. She hopes to use the new profits from her business to save towards the expansion of the her trade.



Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

Subscribe