Emmanuel Taylor
Status: Paying Back - Delinquent
| $375.00 | Loan Amount |
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About the Entrepreneur
| Name: | Emmanuel Taylor |
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| Location: | Elmina, Ghana |
| Activity: | Furniture Making |
About the Loan
| Loan Amount: | $375.00 |
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| Loan Use: | to purchase more wood and carpentry tools, etc. |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Feb 14, 2009 |
| Date Disbursed: | Jan 29, 2009 |
| Date Funded: | Feb 14, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2430 |
| Total Loans: | $1,055,925 |
| Delinquency Rate: | 55.59% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.3501 GHS = 1 USD |
Emmanuel will use the loan to purchase more wood and carpentry tools and equipment for the enhancement of his work. With the new profits from his expanded business, Emmanuel plans to save towards acquiring a piece of land for building a house so that he can stop paying rent and also get a comfortable shelter for himself.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Emmanuel Taylor
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Loan has been disbursed
Location: Elmina, Ghana
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Posted by
from Elmina, Ghana
Feb 15, 2009 |
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Comment on this entry
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Repayment Schedule for Emmanuel Taylor
Repayment Schedule for Emmanuel Taylor
| Expected Repayments | Actual Repayments | Comments | |||
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| May 2009 | $62.50 | $62.50 |  Repayment Received
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| June 2009 | $62.50 | $62.49 | Repayment Received
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| July 2009 | $62.50 | $62.50 | Repayment Received
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| August 2009 | $62.50 | $62.50 | Repayment Received
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| September 2009 | $62.50 | $62.51 | Repayment Received
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| October 2009 | $62.50 | $0.00 |  Delinquent
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