Sakina Shoqat Ali Group

My name is Sakina and I’m 33 years old. I have been a citizen of Borewala, Pakistan for the past 12 years. I couldn’t get my education because my parents could not pay for the educational expenses.

I am married to Shoqat Ali, who sells Punjabi food. He sells samosas (a pastry filled with potatoes, onions, and peas) and pakodas (a fried snack made from onions, chili, and coriander) and people used to come to him to buy these items. He has a good reputation among people. I help my husband to prepare these items. My husband is very happy with me. I am applying for a loan to buy cooking oil, spices and flour to expand my husband’s Punjabi food business.

I’m the leader of a group of women in my locality. Shamim baji wants a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle). Parveen baji wants a loan to buy masonry tools. Shamim Kosar baji wants a loan to buy cloth, thread and sketches for her carpet-weaving business. Anwar baji wants a loan to buy a donkey cart for loading. Tahira Parveen baji wants a loan to buy a donkey cart for loading.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Note: "Baji," which means "older sister," is a term of respect for women in Pakistan.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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