Sarela


Status: Paid Back

$275.00   Loan Request
$275.00   Paid Back

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Sarela
Location: Pucallpa, Peru
Activity: Traveling Sales

About the Loan

Loan Amount: $275.00
Loan Use: To increase her inventory.
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Jan 27, 2009
Date Disbursed: Jan 15, 2009
Date Funded:Jan 27, 2009
Loan Ended:Aug 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.1076 PEN = 1 USD



Sarela is 24 years old. She is a single mother living with her two children and her brothers in her parents' home. She sells groceries but not from a fixed location, rather she travels to sell them to farmhouses which are far from the city and which do not have easy access to these products. Because of this Sarela has many customers who constantly ask her for products. In addition, she sells at a fair price without taking advantage of the situation, which others do who sell at inflated prices. She has had this business for eight years. As she likes going to new places, she has no problem travelling from one area to another. This is her first loan with MFP: she will use the loan to buy more groceries and arrange for a something small to be built which she will use as a warehouse so that her goods are not all in her house.

Translated from Spanish by Laure Kwon, Kiva Volunteer


Sarela tiene 24 años, es madre soltera, vive con sus dos hijos y sus hermanos en la casa de sus padres. Se dedica a la venta de abarrotes pero no en un local, sino que lo lleva y ofrece por los caseríos que están lejos de la ciudad y donde no hay es fácil acceder a estos productos fácilmente, es por eso que Sarela tiene muchos clientes que le solicitan productos constantemente y además ella les cobra un precio justo, sin aprovecharse de la situación como otras personas que suelen vender a precios muy altos. Esta actividad la viene realizando desde hace 8 años, como le gusta conocer nuevos lugares no tiene problema de trasladarse todo el tiempo de una zona a otra. Este es su primer préstamo con MFP, y con la cantidad que está solicitando quiere comprar más abarrotes, y también mandar a construir un pequeño local que le sirva de almacén de sus productos para no tenerlos todos en su casa.

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Robin & Maureen
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Journal entries for Sarela


Loan has been disbursed
 
Entrepreneur: Sarela
Location: Pucallpa, Peru

Thank you for your loan. It has been disbursed to Sarela by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 6 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Pucallpa, Peru
Jan 28, 2009
Comment on this entry

Tiene otro negocio más que es el estampado de calendarios.
 
Entrepreneur: Sarela
Location: Pucallpa, Peru

Sarela compró productos de primera necesidad, entre otros, para continuar con su actividad laboral, pero adicionalmente compró también calendarios PRE terminados, solo para que ella y su hermano, quien la ayuda, puedan imprimir y personalizar el calendario a gusto del cliente. De esta manera, su venta de productos a zonas alejadas continua pero paralelo a ello se dedica al estampado de calendarios, resultándole este negocio muy rentable ya que son muchas los clientes que requieren sus servicios. Esta muy agradecida con ustedes por la confianza de haberle concedido el crédito, siendo de mucha ayuda para la inversión de su negocio y generarle otros ingresos. Además con el apoyo de su banco Comunal tiene un mejor progreso en su trabajo. Mas adelante quiere llegar tener una distribuidora de gaseosas.


Posted by Betsabé Bruno Morales from Pucallpa, Peru
Sep 21, 2009
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Kiva Help Repayment Schedule for Sarela

  Expected Repayments Actual Repayments Comments
April 2009 $40.21 $40.21 Repayment Received
May 2009 $43.58 $43.58 Repayment Received
June 2009 $44.53 $44.53 Repayment Received
July 2009 $47.05 $47.05 Repayment Received
August 2009 $48.64 $59.72 Repayment Received
September 2009 $50.99 $39.91 Repayment Received