Lukia Nassuna ‘s Group

Lukia is the leader of a four member group. She is 57 years old and the mother of five children between the ages of 19 and 37. Two of her children go to school. She doesn’t take care of any additional family members. She resides in a four roomed house that she owns in which four people stay. They have electricity and piped water at home and the family gets three meals a day. She works in a semi-urban area on the outskirts of Kampala.

Lukia deals in ladies shoes on William street in Kampala city and works seven days a week. She buys these shoes from wholesale shops around town. Lukia uses public means to go to and from work. She rents her business premises for 100,000 per month and sells retail and wholesale. Lukia sells to an average of 15 customers a day and has been in this business for the last fifteen years. Lukia is servicing her sixteenth loan, working all along with the same groupmates. She wants to use this loan to starting buying directly from Nairobi. She also aspires to build rental houses.

About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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