3 De Mayo Group

In this Group:
Miriams Idilcia Cruz Ochoa, Petrona del Carmen Lovo, Alba Danelia Ayestas, Reina Maritza Villalobos Romero

Miriams Ildilcia Cruz Ochoa: her activity is a merchant; she has had a grocery store for 25 years, operating under the name of "Los Gemelos", located in the San Jose neighborhood in this community. At the same time, she sells clothing and shoes; with the income that she earns she is able to provide for the education of her children.

Petrona del Carmen Lovo: She works making and selling doughnuts, an activity that she has done for 25 years. One of her daughters, that lives with her, along with other employees, help her make the product; with the earnings that she generates she is able to cover all of her expenses and financial commitments. Her dream is to have a factory with a larger production and the ability to create jobs in the community.

Alba danelia Ayestas: She works selling sweets and household items, an activity that she had performed for more than 3 years. The best clients are those in the community in which she lives. Her business generates income with which she has been able to provide for the education of her children and cover the household expenses.

Reina Maritza Villalobos: She works selling cosmetics as well as making and selling bed linens and American clothing, an activity that she has done for more than a year along with her husband. They have 4 children, of which 2 are in secondary school and one in university. The income that the business earns is used for her household expenses.

Translated from Spanish by Donald Allen, Kiva Volunteer

Miriams Ildilcia Cruz Ochoa: la actividad de ella es el comercio, tiene 25 años de tener una pulperia la cul opera bajo el nombre de Pulperia "Los Gemelos"ubicada en el Barrio San Jose de esta comunidad, a la vez vende ropa y calzado, con los ingresos que genera la pulperia brinda los estudios a sus hijos.
Petrona del Carmen Lovo: se dedica a la elaboracion y venta de rosquillas, actividad que realiza desde hace 25 años, una de las hijas que vive con ella junto a otras empleadas la ayudan a elaborar el producto, con los ingresos que le genera cubre un 100% los gastos personales y compromisos financieros, el sueño de ella es tener una fabrica con mas produccion y generar empleos en mi comunidad.
Alba danelia Ayestas: se dedica a la venta de golosinas y enseres del hogar, actividad que realiza hace 3 años, los clientes potenciales son los de la comunidad donde ella vive, su negocio les genera ingresos con los que han podido brindar la educacion a sus hijos y cubrir los gastos familiares.
Reina Maritza Villalobos: se dedica a la venta de cosmeticos y la elaboracion y venta de ropa de cama y ropa americana, actividad que realiza desde hace 1 año junto con su esposo han proceado 4 hijos de los cuales 2 cursan la secundaria y una la universidad, con los ingresos que genera el negocio contribuye con los gastos para el hogar.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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