Claudia


Status: Paid Back

$950.00   Loan Request
$950.00   Paid Back

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Claudia
Location: Huancayo, Peru
Activity: Animal Sales

About the Loan

Loan Amount: $950.00
Loan Use: Purchase a milking cow and invest in a new business.
Repayment Term: 10 months - View details below
Lenders Repaid: At end of term
Currency Exchange Loss: Covered
Date Listed: Jan 17, 2009
Date Disbursed: Jan 8, 2009
Date Funded:Jan 17, 2009
Loan Ended:Oct 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.1656 PEN = 1 USD



Claudia is 52 years old and lives with her husband and their three children. She works daily in her house and is dedicated to raising chickens and guinea pigs. In the mornings, she leaves to gather grass from her own fields which she then puts it in a store so that it can dry out and, in this manner, avoid stomach problems for her animals. Each week, she sells them in the markets closest to her area or, in other cases, people know her farm and come to buy from her directly. In this way, Claudia guarantees income for her family. WIth this business, she has been able to gather a considerable amount of capital in order to buy miscellaneous grooming items that she recently has been selling and is excited and encouraged to move forward with.

Her goal is to have more animals on her farm and to improve the construction of her pens, as well as establish herself in her new business by acquiring more customers. This is the third time that she has had a working experience with community banks and her third loan with MFP. She will continue to work hard to achieve good teamwork. The money that she is requesting is for the merchandise of her new business for which she will use 200 soles. With 2800, she will buy a well-bred cow since she also wants to obtain income through the sale of milk.


Translated from Spanish by Kate Divjak, Kiva Volunteer


Claudia tiene 52 años, vive con su esposo y sus 3 hijos. Trabaja diariamente en su casa, dedicada a la crianza de sus gallinas y cuyes, por las mañanas sale para recoger pasto de sus propias tierras de cultivo, luego ponerlas en un almacén para que se sequen y de esa manera evitar molestias estomacales a sus animales. Cada semana los vende en las feria más cercanas a su localidad o en todo caso, conocen de su granja y van a comprarle ahí directamente, de esta manera Claudia garantiza los ingresos para su familia, con este negocio ha podido juntar un capital considerable para comprar artículos diversos de arreglo personal que recientemente está vendiendo, por lo que está muy animada y alentada para seguir adelante. Su meta es tener más animales en su granja y mejorar la infraestructura de sus corrales, así como establecerse en su nuevo negocio adquiriendo más clientes. Es la tercera vez que tiene una experiencia en el trabajo con bancos comunales y su tercer crédito con MFP, por lo que seguirá esforzando decididamente a lograr un buen trabajo en equipo. El dinero que solicita es para la mercadería de su nuevo negocio donde usará 200 soles y con 2800 comprará una vaca de buena raza, ya que también quiere obtener mayores ingresos con la vente de leche.

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Journal entries for Claudia


Loan has been disbursed
 
Entrepreneur: Claudia
Location: Huancayo, Peru

Thank you for your loan. It has been disbursed to Claudia by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 8 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Huancayo, Peru
Jan 18, 2009
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Compró su vaca lechera y obtiene mayores ganancias
 
Entrepreneur: Claudia
Location: Huancayo, Peru

Con el préstamo que adquirió Yolanda pudo invertir en varias cosas, una de ellas mejorar la granja de animales menores que tiene comprando madera para los nuevos corrales y también pudo comprar una vaca lechera.Ahora posee un ingreso adicional con la venta de leche que produce su vaca, todos los días la ordeña y es la segunda cría que tiene porque el primer becerro ya lo vendió, eso sin duda es un ingreso más.El préstamo que ha recibido a través de Microfinanzas PRISMA fue el impulso para el crecimiento de sus actividades, es por ello que agradece el apoyo que le brindaron las personas que vieron su caso y se interesaron por ayudarla.Para mas adelante ella quiere comprar más vacas y también un establo grande que le permita vender mayores cantidades de leche.


Posted by Betsabé Bruno Morales from Huancayo, Peru
Oct 2, 2009
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Kiva Help Repayment Schedule for Claudia

  Expected Repayments Actual Repayments Comments
November 2009 $950.00 $950.00 Repayment Received