Mr. Sarom Rous Village Bank Group
Status: Paying Back - Delinquent
| $2,525.00 | Loan Amount |
|---|
About the Group
| Group Name: | Mr. Sarom Rous Village Bank Group |
|---|---|
| Group Members: |
Sarom Rous Shiphon Reth Shithim Reth Shithy Reth Thach Laus Hun Nhem Sophoen Shem Lorn Chey Heong Sok Lee Khy Soeun Soeng Phanna Phorn Sokhoen Chey Mom Meon Kung Kea Laos Sam Arth Un Samoeun Sam Chinda Sao Teang Lee Morn Yan Keng Sak Chou |
| Location: | Preak Treing Village, Cambodia |
| Activity: | Motorcycle Transport |
About the Loan
| Loan Amount: | $2,525.00 |
|---|---|
| Loan Use: | to fix the motorbike he uses to earn a living |
| Repayment Term: | 13 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Jan 17, 2009 |
| Date Disbursed: | Jan 5, 2009 |
| Date Funded: | Jan 17, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | AMK (Angkor Microfinance Kampuchea) |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 21 months |
| Kiva Entrepreneurs: | 18202 |
| Total Loans: | $3,094,975 |
| Delinquency Rate: | N/A - see note |
| Default Rate: | 0.00% (see note) |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Cambodia |
|---|---|
| Avg Annual Income: | $2,600.00 |
| Currency: | Cambodia Riels (KHR) |
| Exchange Rate: | 4,132.8000 KHR = 1 USD |
Three members in this group loans have end-of-term loans and the rest have monthly payment loans. The EoT borrowers are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Mr. Sarom Rous Village Bank Group
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Loan has been disbursed
Location: Preak Treing Village, Cambodia
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Posted by
from Preak Treing Village, Cambodia
Jan 18, 2009 |
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Comment on this entry
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Repayment Schedule for Mr. Sarom Rous Village Bank Group
Repayment Schedule for Mr. Sarom Rous Village Bank Group
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| March 2009 | $210.42 | $0.00 |  Repayment Received
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| April 2009 | $210.42 | $198.09 | Repayment Received
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| May 2009 | $210.42 | $198.09 | Repayment Received
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| June 2009 | $210.42 | $200.51 | Repayment Received
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| July 2009 | $210.42 | $210.22 | Repayment Received
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| August 2009 | $210.42 | $210.22 | Repayment Received
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| September 2009 | $210.42 | $198.09 | Repayment Received
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| October 2009 | $210.42 | $198.09 | Repayment Received
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| November 2009 | $210.42 | $210.22 |  Delinquent
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| December 2009 | $210.42 | $173.84 | |||
| January 2010 | $210.42 | Available Jan 1 | |||
| February 2010 | $210.38 | Available Feb 1 | |||
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