Maritza


Status: Paid Back

$650.00   Loan Request
$650.00   Paid Back

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Maritza
Location: Juliaca, Peru
Activity: Natural Medicines

About the Loan

Loan Amount: $650.00
Loan Use: Increase the number of products she sells
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Jan 7, 2009
Date Disbursed: Dec 15, 2008
Date Funded:Jan 7, 2009
Loan Ended:Jul 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.1355 PEN = 1 USD



Maritza is 26 and lives by herself, since she does not yet have a husband or children. She has always had a facility for sales. Her ability to influence people and her strong charisma are her best assets in attracting customers, who are pleased with the products and Maritza’s service. She has earned her living selling natural products for six years, during which time business has grown little by little, providing Maritza with nice profits. The hardest part of her work is making the sale, since some people are very skeptical about the advantages of natural products, but Maritza’s power of persuasion is much stronger, allowing her to overcome this small difficulty. This will be her eighth loan with Microfinanzas Prisma, and she has been very punctual with her payments. She plans to use her loan to increase her inventory so she can grow her sales and earn more income for her family.

Translated from Spanish by Jill Heske, Kiva Volunteer


Maritza tiene 26 años, vive sola, ya que aun no tiene esposo ni tampoco hijos. Siempre se le ha dado la facilidad para la venta, su manera de convencer a las personas y su gran carisma son su principal arma para atraer a la clientela, la cual se ve complacida con los productos y el trato de Maritza. Ella se ha venido dedicando a la venta de productos naturales desde hace 6 años, en los cuales el negocio ha ido creciendo poco a poco para arrojarle buenas ganancias. Lo más difícil de su trabajo es la venta, ya que algunas personas son muy incrédulas acerca del provecho de los productos naturales, pero el poder de convencimiento de Maritza es mucho más fuerte, logrando que esta pequeña dificultad sea superada. Este es su octavo préstamo con Microfinanzas Prisma, siendo muy puntual en los pagos. Con el dinero solicitado aumentará la cantidad de mercadería para incrementar sus ventas y así lograr mejores ingresos para su familia.

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Journal entries for Maritza


Loan has been disbursed
 
Entrepreneur: Maritza
Location: Juliaca, Peru

Thank you for your loan. It has been disbursed to Maritza by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 6 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Juliaca, Peru
Jan 8, 2009
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Kiva Help Repayment Schedule for Maritza

  Expected Repayments Actual Repayments Comments
March 2009 $108.22 $108.23 Repayment Received
April 2009 $108.22 $108.23 Repayment Received
May 2009 $108.22 $108.23 Repayment Received
June 2009 $108.22 $108.22 Repayment Received
July 2009 $108.22 $0.00 Repayment Received
August 2009 $108.90 $217.09 Repayment Received