Naziran Hameed Masih Group

"My name is Naziran and I’m a 38-year-old married lady. I reside in a place called Kot Radha Kishan which is 24 km from the city of Kasur, Pakistan. I own a two-room brick house and have been living in it for the past 18 years. My husband's name is Hameed Masih and he works as a cook in an army office. I’ve six kids: four sons and two daughters. My first two sons are daily wage laborers. The others don't have any work right now. My daughters help me sell milk. We get up early and milk the buffalo, then we transfer the milk into milk pots and go to the shops to sell milk. This work earns us Pak rupees 3000 per month. I am requesting a loan to expand my milk-selling business by buying another buffalo.

I am the group leader for two more women. Anayatan baji and Asia baji each want a loan to buy a donkey cart to transport loads."

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.




About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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