Ana Patricia Urbina Espinoza


Status: Paying Back

$1,025.00   Loan Amount
83% repaid

About the Entrepreneur

Name: Ana Patricia Urbina Espinoza
Location: Managua, Nicaragua
Activity: Construction

About the Loan

Loan Amount: $1,025.00
Loan Use: Comprar materiales de construccion para hacer bajarete y embaldozar
Repayment Term: 14 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Jan 1, 2009
Date Disbursed: Dec 16, 2008
Date Funded:Jan 7, 2009

About the Country

Country:Nicaragua
Avg Annual Income:$3,636.00
Currency:Nicaragua Cordobas (NIO)
Exchange Rate:19.7995 NIO = 1 USD



Señora Ana is 47 years old, and lives in a neighborhood in the capital of Managua. She is a single mom with two children who are 20 and 23 years old, and who also work. The plan for her family is to finish building their house. Doña Ana has had a small business eatery for five years. She opens her diner very early in the morning to to take advantage of its breakfast clients, and has worked in this manner with her children in order to manage to get through life.

She began her business with a loan. With this loan request she wants to remodel her business, including tiling, and building a porch in order to improve her service to her clients. She is also going to buy commodities to continue baking a rich variety of dishes. In the long term, she expects to attract more clients.

Translated from Spanish by Lois Parshley, Kiva Volunteer


La Sr. Ana tiene 47 años de edad, habita en el barrio primavera, estado en la capital de Managua, es madre soltera con dos hijos de 20 y 23 años de edad que están trabajando, Los planes para su familia es terminar la construir su casa. Doña Ana tiene un pequeño negocio una comediría desde hace cinco años desde horas muy tempranos tiene abierto su comedor para aprovechar a sus clientes con el desayuno, trabaja de esa forma y así a logrado que sus hijos salgan a delante en la vida, lo inicio con financiamiento. Con esta solicitud de préstamo quiere remodelar su negocio, va hacer un bajarete y embaldosar, para dar un buen servicio a sus clientes. Así como comprar materia prima para seguir elaborando ricos y variados platillos. A largo plazo espera captar mas clientes.

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Journal entries for Ana Patricia Urbina Espinoza


Loan has been disbursed
 
Entrepreneur: Ana Patricia Urbina Espinoza
Location: Managua, Nicaragua

Thank you for your loan. It has been disbursed to Ana Patricia Urbina Espinoza by AFODENIC in Nicaragua. We are excited to watch this business grow. Over the 12 months of this loan, AFODENIC will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Managua, Nicaragua
Jan 8, 2009
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Kiva Help Repayment Schedule for Ana Patricia Urbina Espinoza

  Expected Repayments Actual Repayments Comments
March 2009 $85.42 $87.05 Repayment Received
April 2009 $85.42 $86.35 Repayment Received
May 2009 $85.42 $86.29 Repayment Received
June 2009 $85.42 $86.31 Repayment Received
July 2009 $85.42 $86.22 Repayment Received
August 2009 $85.42 $86.64 Repayment Received
September 2009 $85.42 $79.08 Repayment Received
October 2009 $85.42 $85.42 Repayment Received
November 2009 $85.42 $85.42 Repayment Received
December 2009 $85.42 $87.56 Repayment Received
January 2010 $85.42 Available Jan 1  
February 2010 $85.38 Available Feb 1