Dilafruz Irnazarova


Status: Paying Back

$900.00   Loan Amount
90% repaid

About the Entrepreneur

Name: Dilafruz Irnazarova
Location: Istaravshan, Tajikistan
Activity: Farming

About the Loan

Loan Amount: $900.00
Loan Use: Purchasing mineral fertilizer and seeds
Repayment Term: 14 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Dec 20, 2008
Date Disbursed: Nov 25, 2008
Date Funded:Dec 21, 2008

About the Country

Country:Tajikistan
Avg Annual Income:$1,388.00
Currency:Tajikistan Somoni (TJS)
Exchange Rate:3.4018 TJS = 1 USD



Vegetable farming is a traditional occupation in northern Tajikistan, especially in Dilafruz’s village. Having a fairly large amount of land surrounding her house, this mother of four decided to try growing vegetables. Neither she nor her husband has been able to find steady employment, and she has been observing the success of her relatives and neighbors who sell vegetables at the market. She has experience growing and selling produce and wants to now do so more intensively to generate more income for her family. She has many ideas about how to be competitive by growing the right crops in a certain way, and she is sure that she will do well. She is requesting a loan to purchase mineral fertilizer and seeds so she can grow her business. Dilafruz sincerely thanks you for your generous heart.

More about Tajikistan and IMON International

Tajikistan is perhaps best known for its rich history, which includes a key post along the Silk Road, the end of Alexander the Great's rule, and the birthplace of the great Persian poet Rudaki and the most famous Islamic philosopher Ibn Sina (Avicenna). The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, and Central Asian traditions. But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low-income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj


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Journal entries for Dilafruz Irnazarova


Loan has been disbursed
 
Entrepreneur: Dilafruz Irnazarova
Location: Istaravshan, Tajikistan

Thank you for your loan. It has been disbursed to Dilafruz Irnazarova by IMON International in Tajikistan. We are excited to watch this business grow. Over the 11 months of this loan, IMON International will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Istaravshan, Tajikistan
Dec 22, 2008
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Kiva Help Repayment Schedule for Dilafruz Irnazarova

  Expected Repayments Actual Repayments Comments
February 2009 $64.02 $64.02 Repayment Received
March 2009 $65.83 $65.84 Repayment Received
April 2009 $67.70 $67.70 Repayment Received
May 2009 $69.62 $69.62 Repayment Received
June 2009 $71.59 $71.58 Repayment Received
July 2009 $73.62 $73.62 Repayment Received
August 2009 $75.70 $75.71 Repayment Received
September 2009 $77.85 $77.84 Repayment Received
October 2009 $80.06 $80.06 Repayment Received
November 2009 $82.32 $82.32 Repayment Received
December 2009 $84.65 $84.65 Repayment Received
January 2010 $87.04 Available Jan 1