Naz Begum M.umar Group

Naz Begum resides in a city named Pakpattan, Pakistan. Pakpattan city is famous for its shrine places. Most people come to this city to visit the shrine places and make wishes. She has been living in this city for the past 30 years. Her husband's name is M.Umar, and he is a barber by profession who runs a salon in the community. He has 4 years of experience in this business.

Naz Baji has four children: two sons and two daughters. All of her children are enrolled in a local school in her neighborhood. Naz Baji is a seamstress and she sews clothes for her neighbors. She has been in this business for the past 15 years. She does this work to bear the expenses of her children’s education, and her husband bears the house expenses. She is applying for a loan to buy a hair dressing machine for her husband’s salon.

She is a group leader of a few more ladies in her community. Fozia Baji and Irshad Baji each want a loan to buy groceries for their grocery shops. Ghulam Fatima Baji wants a loan to buy wheat and rice to resell. Irshad Baji wants a loan to buy seasonal fruits for her fruit selling business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.




About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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