Baligema Lending Group

Status: Paid Back

$5,000.00		Loan Request
$5,000.00		Paid Back

About the Group

Group Name:	Baligema Lending Group
Group Members:	Joan Nakalyowa Moses Kinokole Grace Nayigu Jane Namulondo Harriet Kiwala Nite Kayaga Zaina Balikoowa Peter Magemeso Mayi Najjemba Ruth Nabirye John Tigawalana Prossy Nalubanga Moses Ssajja Betty Nakayima Jamil Isabirye
Location:	Jinja, Uganda
Activity:	General Store

About the Loan

Loan Amount:	$5,000.00
Loan Use:	buying more sugar, maize flour, and many other items for her shop
Repayment Term:	6 months - View details below
Lenders Repaid:	Monthly
Currency Exchange Loss:	Covered
Date Listed:	Dec 16, 2008
Date Disbursed:	Dec 12, 2008
Date Funded:	Dec 17, 2008
Loan Ended:	May 15, 2009

About the Field Partner

Field Partner:

Pearl Microfinance Limited

Field Partner Risk Rating:

(Learn more)

Active

26 months

10718

$2,893,675

0.00%

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Uganda
Avg Annual Income:	$1,700.00
Currency:	Uganda Shillings (UGX)
Exchange Rate:	2,000.1000 UGX = 1 USD

Joan Nakalyowa is married with children, the eldest being 16 years old while the baby is 3. For the past six years, she has been selling goods from her retail shop in Jinja town. She buys her stock from the wholesale shops in Jinja and Iganga at a discount and then sells at a retail price. She is among the many people that have benefited from getting loans and her loan uses range from owning a plot of land of her own, paying school fees for her children with almost nothing as a contribution from their father, plus many others. Joan seeks another loan to be able to buy more shop goods like sugar, maize flour, and many others.

About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

Lenders to this group

skypather
Arlington Heights, IL
United States

Virginia
Malvern, PA
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Anonymous
TOMKINS COVE, NY
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Adam
Tulsa, OK
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Eric
San Francisco, CA
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sinead

Toubi
Calabasas, CA
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Clover Bar Jr. High
Sherwood Park, Alberta
Canada

Donna M
Mountain View, CA
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Maureen

Anonymous
Oxford, MS
United States

Jodi
Calgary, Alberta
Canada

Katie
Baltimore, MD
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sunirmalya&sabine
deepwater, Queensland
Australia

David
Chester, VA
United States

Sarah
Akron, OH
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Shelley
Granada Hills, CA
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Hanif and Rosemin
Port Coquitlam, British Columbia
Canada

BrandFamily
Portland, OR
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Darrell & Allison
Sinking Spring, PA
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Patricia
Essex, MD
United States

Connor
North Vancouver, BC
Canada

Anonymous
Kansas City, MO
United States

Amin
Tehran, Tehran
Iran, Islamic Republic of

Jessica
Kanata, Ontario
Canada

Andrew
Locust Grove, OK
United States

Silvana
Genzano di Roma, Roma
Italy

Anna
Vantaa, Finland
Finland

Janice
Richmond, CA
United States

Philippe
Leeds, West Yorkshire
United Kingdom

Marilyn
New York, NY
United States

Anonymous

Andrew
Monte Carlo, Provence-Alpes-Cote d'Azur
Monaco

Sam Snyder
Lawrence, KS
United States

Anne
Hamburg,
Germany

3B-EDITIONS
DIJON,
France

catherine
fresno, CA
United States

Benjamin
Toulouse,
France

Cathy
Carstairs, Alberta
Canada

Josh & Amanda
Seattle, WA
United States

Natasha
Melbourne
Australia

SmithGeiger LLC
Westlake Village, CA
United States

Chris
Lansdale, PA
United States

Tom
Atlanta, GA
United States

Jennifer
Tulsa, OK
United States

Mary
New York, NY
United States

Nicole
Clearwater, FL
United States

Himavat
New Delhi,
India

Good Dogg
Front Porch, www.kivafriends.org
United States

Typozay.co.uk
London, London
United Kingdom

Howard & Jillian
Vence,
France

neddotcom
worldwide, OR
United States

Judith
St. Peter, MN
United States

Brian
Midhurst, Ontario
Canada

Christa

Anonymous
Palo Alto, CA
United States

Joan
Chicago, IL
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Langley

Ilan
Brooklyn, NY
United States

Anonymous
Hoboken, NJ
United States

Mary
West Bend, WI
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David
Chicago, IL
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Judy & Jana
Maple Grove, MN
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Rob
Wilmington, Pennsylvania
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Linda
Lacey, WA
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Jordan
Chicago, IL
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Steve
Alpharetta, GA
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D&S Fancy
Saskatoon, Saskatchewan
Canada

paula
uithoorn,
Netherlands

Carol
Boise, ID
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Richard
Lake Forest, IL
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Shannon
Toronto, ON
Canada

allen
Bellevue, WA
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Karen
HOWELL, MI
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Tom
Chicago, IL
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Carolyn
St. Paul, MN
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Stan
champaign, IL
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Anonymous
Düsseldorf,
Germany

Anonymous
Champaign, IL
United States

Jonathan
St Albans, Hertfordshire
United Kingdom

Howard & Joyce
Bonne Terre, MO
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Dagur
Reykjavik, RVK
Iceland

Hans
Burgwedel,
Germany

Allan
Los Angeles, CA
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favorsnbridal.com
San Jose, CA
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Jerry
Rutherford, NJ
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Nancy
Woodhull, IL
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James Omdahl
Denver, CO
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fred
Cologne,
Germany

Jim
Colorado Springs, Colorado
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Savi
Stirling, Scotland
United Kingdom

Matthew
Illinois
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Chris
Whitby, Ontario
Canada

michael and megan
jamaica plain, MA
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Joanna
Marietta, GA
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Moksha
Toronto, Ontario
Canada

Jennifer
Libertyville, IL
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Kristin
Staten Island, NY
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Lynda
Perkinsville, VT
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Mary
New York, NY
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Anonymous
Ridgefield, NJ
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Gilberto
Sovicille, Siena
Italy

Linda
Edmonton, Alberta
Canada

Shirley
Marietta, GA
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Scott

Barbara
Calgary, Alberta
Canada

Phil
La Mirada, CA
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Laura
Coeur d Alene, ID
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Steffen Tronstad
Søgne, Norway
Norway

David
Valparaiso, IN
United States

Carol

Leif
Gothenburg,
Sweden

Elizabeth
South Strafford, VT
United States

Yi-An and Kristin
Boston, MA
United States

Anonymous

gayle
Hinton, Alberta
Canada

Ryan
yakima, WA
United States

Mikko
Helsinki, Uusimaa
Finland

Claudia
Sturgeon Bay, WI
United States

Julia
Wexford, PA
United States

Anonymous

Erin
Oakland, CA
United States

Karen
Hinesville, GA
United States

Amelia
Hopewell, NJ
United States

Anonymous
Dallas, TX
United States

Garrett
Delaware, OH
United States

Anonymous

Peter
London, London
United Kingdom

Anonymous
RED DEER, Alberta
Canada

Mark
Pittsburgh, PA
United States

Brian and Rochelle
Medicine Hat, Alberta
Canada

Jamie
Huntington Beach, CA
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Martan
London, London
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Anonymous
Woodside, NY
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Jyl
Manchester, NH
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Karen
Astorville, Ontario
Canada

Wedding Supplies

Mike Manfrin
Orinda, CA
United States

Kari
Plymouth, MN
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Anonymous

donna
Mitchell, SD
United States

Orchide & Farhad
Toronto, Ontario
Canada

Wirat
Pranakorn, Bangkok
Thailand

Sandra
Suffolk, VA
United States

Josh
Evansville, IN
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HEATHER
Edmonton, Alberta
Canada

Paula
Los Altos, CA
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Sara
Houston, TX
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Anonymous

Ted
Burlington, Ontario
Canada

Jason
Orlando, FL
United States

Anonymous
san francisco, CA
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Keith

Sheryl
Redcliffe, Queensland
Australia

harman
Richmond Heights, MO
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Phyllis
Nashville, TN
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David
Richmond Hill, Ontario
Canada

James
Madison, WI
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Rebecca
New Haven, CT
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michael
San Francisco, CA
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Vegard
Oslo, Oslo
Norway

mariette
eindhoven,
Netherlands

Anonymous

Michael
Kansas City, MO
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Bruce, Jaclyn, and Sammy
Nashville, TN
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elward

Kenneth
Portland, CT
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Anonymous
St. Joachim, Ontario
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Harry
Burnaby, British Columbia
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Jaxon
Vancouver, WA
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teresa

Abel and Laura
Birmingham, AL
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Carol
Washington, DC
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Journal entries for Baligema Lending Group

Loan has been disbursed Entrepreneur: Baligema Lending Group Location: Jinja, Uganda Thank you for your loan. It has been disbursed to the Joan Nakalyowa group, consisting of Joan Nakalyowa, Moses Kinokole, Grace Nayigu, Jane Namulondo, Harriet Kiwala, Nite Kayaga, Zaina Balikoowa, Peter Magemeso, Mayi Najjemba, Ruth Nabirye, John Tigawalana, Prossy Nalubanga, Moses Ssajja, Betty Nakayima, Jamil Isabirye by Pearl Microfinance Limited in Uganda. We are excited to watch this business grow. Over the 3 months of this loan, Pearl Microfinance Limited will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Jinja, Uganda Dec 18, 2008
Comment on this entry

Journal Entrepreneur: Baligema Lending Group Location: Jinja, Uganda Joan Nakalyowa is a hard working and devoted lady with a business of having a retail shop in Jinja for 7 years. She is so grateful that her loans have always helped her in restocking her shop with more products which in the end help to increase her profitability and income. Joan is married with 5 children, aged 16-3 years and she is happy that she is able to pay their school fees, since their father has so many other responsibilities to care about. She buys her retail shop stock from the wholesale shops in Jinja and Iganga at a discount and then sells at a retail price. Joan seeks another loan to be able to buy more shop goods like sugar, maize flour, and many others; and she is grateful that many people care about her welfare and wellbeing.
Posted by Grace Nattoolo from Jinja, Uganda May 18, 2009
Comment on this entry

Repayment Schedule for Baligema Lending Group

Show Advanced

	Expected Repayments	Actual Repayments	Comments
February 2009	$312.50	$312.50	Repayment Received
March 2009	$1,562.50	$1,562.50	Repayment Received
April 2009	$1,250.00	$1,250.00	Repayment Received
May 2009	$1,250.00	$1,250.00	Repayment Received
June 2009	$625.00	$625.00	Repayment Received