Joel Jose

Status: Paid Back

$100.00		Loan Request
$100.00		Paid Back

About the Entrepreneur

Name:	Joel Jose
Location:	Bianrzang Quirino, Isabela, Philippines
Activity:	Motorcycle Transport

About the Loan

Loan Amount:	$100.00
Loan Use:	Maintenance of his tricycle and to buy more feed for the pigs
Repayment Term:	8 months - View details below
Lenders Repaid:	Monthly
Currency Exchange Loss:	Covered
Date Listed:	Jan 1, 2009
Date Disbursed:	Nov 21, 2008
Date Funded:	Jan 1, 2009
Loan Ended:	Jun 15, 2009

About the Field Partner

Field Partner:

Alalay sa Kaunlaran, Inc. (ASKI)

Field Partner Risk Rating:

(Learn more)

Active

12 months

2884

$562,375

0.00%

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Philippines
Avg Annual Income:	$1,175.00
Currency:	Philippines Pesos (PHP)
Exchange Rate:	48.9940 PHP = 1 USD

Joel Jose, who is 24 and single, still lives with his parents, but he is preparing for his future family by striving hard to have a better life. In their village, he operates his family's passenger tricycle. The tricycle carries a minimum of five passengers. He transports passengers from their village to the town proper and other nearby municipalities like Roxasand Ilagan, Isabela. Joel uses the daily income from operating the tricycle to purchase feed for his pigs.

He requests a loan of $100 (4000 PHP) for maintenance of his tricycle and to buy stocks of feed for his pig-raising business. “The amount will be helpful in my business,” said Joel.
His diligence really proves his determination to prepare for his future family. He also adds that he will do everything just to attain all his ambitions in life.

Lenders to this entrepreneur

c and j
Baton Rouge, LA
United States

David
Nashville, TN
United States

Sean
Chicago, IL
United States

Peter
Skoedstrup,
Denmark

Top Lending Teams for this entrepreneur

Denmark
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Nashville
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Journal entries for Joel Jose

Loan has been disbursed Entrepreneur: Joel Jose Location: Bianrzang Quirino, Isabela, Philippines Thank you for your loan. It has been disbursed to Joel Jose by Alalay sa Kaunlaran, Inc. (ASKI) in Philippines. We are excited to watch this business grow. Over the 5 months of this loan, Alalay sa Kaunlaran, Inc. (ASKI) will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Bianrzang Quirino, Isabela, Philippines Jan 2, 2009
Comment on this entry

Investing business for the future Entrepreneur: Joel Jose Location: Bianrzang Quirino, Isabela, Philippines The loan enables Joel to buy motorcycle parts and accessories he needed. Part of the loan was also used to support his hog raising business. He is saving some of his income in preparation for his future family. Joel is grateful that he became part of the Kiva lending program that enables him to maintain his business.
Posted by Kristine Victoria from Bianrzang Quirino, Isabela, Philippines Feb 11, 2009
Comment on this entry

Repayment Schedule for Joel Jose

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	Expected Repayments	Actual Repayments	Comments
March 2009	$41.80	$41.74	Repayment Received
April 2009	$16.72	$20.88	Repayment Received
May 2009	$20.90	$16.72	Repayment Received
June 2009	$16.72	$16.68	Repayment Received
July 2009	$3.86	$3.98	Repayment Received