Elsa


Status: Paid Back

$650.00   Loan Request
$650.00   Paid Back

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Elsa
Location: Juliaca, Peru
Activity: Shoe Sales

About the Loan

Loan Amount: $650.00
Loan Use: Buy a large quantity of merchandise to sell
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Dec 16, 2008
Date Disbursed: Dec 9, 2008
Date Funded:Dec 16, 2008
Loan Ended:Jul 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.0917 PEN = 1 USD



Elsa is 46 years old, lives alone, as she is divorced and does not have children. She has been selling shoes for 20 years in one of the most well-known markets in Juliaca, Tupca Amaru market. What Elsa likes about her job is selling. She has always stood out for having the ability to convince others, which has helped her a lot in sales. Thanks to the good location of her stall her sales are very good, leading her to consider expanding her business. The difficult part of her work is having to remain at work during various hours of the day and the cold weather of this season. This is her 9th loan with Microfinanzas Prisma, and she has been punctual with her payments. With the money she will buy a large quantity of merchandise to sell in the Christmas season.

Translated from Spanish by Cindy Kendall, Kiva Volunteer


Elsa tiene 46 años, vive sola, ya que está divorciada y no tuvo hijos. Se dedica a la venta de calzados en uno de los mercados más conocidos de la ciudad de Juliaca, el Mercado Tupac Amaru, desde hace 20 años. Lo que le gusta a Elsa de su trabajo es vender, ella siempre se ha destacado por tener poder de convencimiento, lo cual le ayuda mucho en la venta. Las ventas, gracias a que la ubicación de su puesto es muy buena, son muy buenas, haciéndole pensar en agrandar su negocio. Lo más difícil de su trabajo es tener que permanecer en su trabajo durante varias horas al día, y pasar el frió que suele hacer en esta temporada. Este es su 9no préstamo con Microfinanzas Prisma, siendo muy puntual en los pagos. Con el dinero solicitado comprará mayor cantidad de mercadería para vender en época navideña.

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Journal entries for Elsa


Loan has been disbursed
 
Entrepreneur: Elsa
Location: Juliaca, Peru

Thank you for your loan. It has been disbursed to Elsa by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 5 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Juliaca, Peru
Dec 17, 2008
Comment on this entry

Tiene más zapatos para la venta.
 
Entrepreneur: Elsa
Location: Juliaca, Peru

Gracias al préstamo Elsa compró más zapatos y zapatillas para tener como stock en su puesto de venta. Desde ese momento tiene más clientes y sus ganancias aumentaron también, ya que su puesto es muy concurrido por la variedad de zapatos que tiene diseños de moda actual. Es así que Elsa esta muy agradecida con todos ustedes por el préstamo y que por medio de Microfinanzas PRISMA pudo obtener estos créditos ya que sin ellos no hubiera logrado avanzar en su negocio. Ahora cuenta con capital de trabajo para invertir en su tienda. En el futuro espera renovar su puesto es una tienda mucho más amplia y cómoda para vender sus calzados y que sus clientes se sientan más a gusto con el servicio.


Posted by Betsabé Bruno Morales from Juliaca, Peru
Oct 22, 2009
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Kiva Help Repayment Schedule for Elsa

  Expected Repayments Actual Repayments Comments
March 2009 $108.22 $108.23 Repayment Received
April 2009 $108.22 $108.23 Repayment Received
May 2009 $108.22 $108.23 Repayment Received
June 2009 $108.22 $108.22 Repayment Received
July 2009 $108.22 $108.22 Repayment Received
August 2009 $108.90 $108.87 Repayment Received