Julia


Status: Paid Back

$975.00   Loan Request
$975.00   Paid Back

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Julia
Location: Pucallpa, Peru
Activity: Clothing Sales

About the Loan

Loan Amount: $975.00
Loan Use: Increase the quantity of garments for sale
Repayment Term: 9 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Dec 14, 2008
Date Disbursed: Nov 27, 2008
Date Funded:Dec 15, 2008
Loan Ended:Jul 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.0917 PEN = 1 USD



Julia is 25 years old and lives with her son and husband, who help her with everything, especially the improvement of her business. She sells used clothing, which she carries to different villages in her area to sell for credit or cash, and has been doing so for the past two years. What she likes about her work is getting to know many places and giving her customers a lot of attention. It is profitable because the garments are sold only through orders, already selected by the customers. This is her second loan from MFP, and she has demonstrated responsibility with her payments. With this money, she will buy more garments, and later she would like to rent a space in the market for her store.

Translated from Spanish by Trisha Bury, Kiva Volunteer


Julia tiene 25 años de edad, vive junto a su hijo y a su conviviente quienes la apoyan en todo, sobre todo en sus propósitos para la mejora de su negocio. Se dedica a la venta de ropa usada, la lleva a vender por los distintos caseríos de su localidad, dejándola al crédito o al contado, esta labor la viene realizando desde hace ya dos años atrás, y lo que le gusta de su trabajo es conocer muchos lugares y dar una muy buena atención a sus clientes. Le es rentable porque las prendas que vende son solo por pedidos, debido a ya cuenta con sus clientes selectos. Este es su 2do préstamo con MFP, y ha demostrado ser responsable con sus pagos. Con el dinero que solicita comprará más prendas, posteriormente quiere alquilar un puesto en el mercado para poner su tienda.

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Journal entries for Julia


Loan has been disbursed
 
Entrepreneur: Julia
Location: Pucallpa, Peru

Thank you for your loan. It has been disbursed to Julia by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the next 6 months, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Pucallpa, Peru
Dec 16, 2008
Comment on this entry

Kiva Help Repayment Schedule for Julia

  Expected Repayments Actual Repayments Comments
February 2009 $123.19 $123.19 Repayment Received
March 2009 $125.94 $125.94 Repayment Received
April 2009 $131.80 $131.80 Repayment Received
May 2009 $140.66 $140.66 Repayment Received
June 2009 $143.79 $143.78 Repayment Received
July 2009 $152.12 $152.12 Repayment Received
August 2009 $157.50 $157.51 Repayment Received