Deyci


Status: Paying Back

$650.00   Loan Amount
91% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Deyci
Location: Chanchamayo, Peru
Activity: Fruits & Vegetables

About the Loan

Loan Amount: $650.00
Loan Use: Buy fruits to increase her stock of fruit
Repayment Term: 14 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Dec 13, 2008
Date Disbursed: Nov 24, 2008
Date Funded:Dec 13, 2008

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.0917 PEN = 1 USD



Deyci is 33 yars old, married, has a son, and lives in a rented house. Since before she was married she has been buying and selling fruit at wholesale and retail with her mother. For the past 6 years she has been working in the municipality of her area, so Monday through Friday her mother is in charge of the business and on Saturdays and Sundays they sell together. Additionally, every night they both do the accounting for their sales. Deyci is a business woman who has various sources of income from different businesses. In spite of having a stable job she has not stopped selling fruit because it is very profitable, and in the past she was able to support herself solely from these earnings. She knows that she cannot ask her mother to be fully responsible for the business because there are days that she sees her mother is very tired because she doesn’t have the same energy today as when she was younger. This is her 5th loan with Microfinanzas Prisma, and she is punctual with her payments. The money will be used to increase and stock fruit so that she will be able to send a good quantity to sell in Lima city, where she will earn much more money.

Translated from Spanish by Cindy Kendall, Kiva Volunteer


Deicy tiene 33 años, es casada, tiene un hijo, viven en una casa alquilada. Ante de de casarse, junto a su madre se dedicaban a la compra y venta de fruta, al por mayor y menor, pero desde hace 6 años está trabajando en la municipalidad de su localidad, entonces de lunes a viernes su madre está a cargo del negocio, y los sábados y domingos venden juntas, además todas las noches, ambas hacen el balance respectivo de sus ventas. Deyci es una mujer de negocio, por lo que considera tener varios ingresos económicos en diferentes conceptos, es por ello, que a pesar de que ahora tiene un trabajo estable, no deja la venta de fruta, porque es muy rentable, ya que en el pasado se sostenía solo de esas ganancias. Lo que lamenta es que sabe que no puede cargar a su madre con toda la responsabilidad, porque hay días que la nota muy cansada, ya que no tiene las mismas fuerzas que cuando era más joven. Es su 5to préstamo con Microfinanzas Prisma, y paga muy puntual sus cuotas. El dinero solicitado le servirá para incrementar y almacenarse de frutas, así podrá enviar una buena cantidad para venderse en la ciudad de Lima, donde ganará mucho más.

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Lenders to this entrepreneur

Alpesh Parikh
Hillsboro, OR
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Anonymous

Betsy
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Marlaina
Sooke, British Columbia
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Linda
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Anne
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Laura
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Francis
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Patrick
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Ken
London, Ontario
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Anonymous

Anonymous
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Jennifer
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Eric
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Anonymous
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Mark
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Jen
Chicago, IL
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Top Lending Teams for this entrepreneur

Journal entries for Deyci


Loan has been disbursed
 
Entrepreneur: Deyci
Location: Chanchamayo, Peru

Thank you for your loan. It has been disbursed to Deyci by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the next 11 months, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Chanchamayo, Peru
Dec 14, 2008
Comment on this entry

Repara su moto y acumula ganancias.
 
Entrepreneur: Deyci
Location: Chanchamayo, Peru

Deicy esta muy contenta ya que una vez que recibió el crédito que solicito a Microfinanzas PRISMA lo invirtió en el mantenimiento de su moto, asimismo renovó su licencia de conducir en la municipalidad de su ciudad. Desde entonces su moto es utilizada por su esposo, quien trabaja tranquilamente y sin la preocupación de ser detenido por algún policía de transito que lo sancione por alguna irregularidad de su licencia. Agregado al mantenimiento de su moto le rinde mucho más que antes y eso le favorece ya que acumula más ganancias que le permiten ahorrar. Por otro lado, Deicy continúa trabajando en la municipalidad y de ese modo juntar los ingresos tanto de ella como de su esposo para la construcción de su casa. Es por ello que agradece a cada uno de ustedes por haberle concedido el préstamo y con ello progresar en su trabajo. Deicy tiene como meta instalar una bodega dentro de su casa una vez terminada su construcción.


Posted by Betsabé Bruno Morales from Chanchamayo, Peru
Nov 4, 2009
Comment on this entry

Kiva Help Repayment Schedule for Deyci

  Expected Repayments Actual Repayments Comments
February 2009 $54.28 $54.28 Repayment Received
March 2009 $54.28 $54.28 Repayment Received
April 2009 $54.28 $54.28 Repayment Received
May 2009 $54.28 $54.28 Repayment Received
June 2009 $54.28 $54.27 Repayment Received
July 2009 $54.28 $54.27 Repayment Received
August 2009 $54.28 $54.27 Repayment Received
September 2009 $54.28 $54.31 Repayment Received
October 2009 $54.28 $54.28 Repayment Received
November 2009 $54.28 $54.28 Repayment Received
December 2009 $54.28 $54.28 Repayment Received
January 2010 $52.92 Available Jan 1