Horizontes Group

The group horizons es represented by Mrs. Edith. The majority of the group sells products like pills, food, and chocolates. The men sell services such as metal work, painting, soldering/welding, and public transportation. They are hard working people and responsible, so they are not afraid of the drops in the economy. This loan will serve to purchase more products to sell and increase revenues and therefore improve the members' ability to do business. In general, the members do not have much experience working with groups like this, but they are responsible people and they all know each other well, so they know they will go forth with capability and responsibility.

Translated from Spanish by Olivia Engkvist, Kiva Volunteer

EL GRUPO "HORIZONTES" ESTA REPRESENTADO POR LA SEÑORA EDITH. EN SU MAYORÍA SE DEDICAN AL COMERCIO DE PRODUCTOS COMO PASTILLAS, COMIDA, ROPA CHOCOLATES Y ENTRE LOS VARONES SE DEDICAN A ACTIVIDADES COMO LA CHAPERÍA, PINTURA, SOLDADURA Y AL TRANSPORTE PÚBLICO. SON GENTE TRABAJADORA Y RESPONSABLE POR LO QUE NO TEMEN A LAS BAJAS DEL MERCADO. EL DESTINO DEL CRÉDITO ES PARA EL INCREMENTO DE INSUMOS Y MATERIALES A LA VENTA ASÍ COMO PARA LA MEJORA DE SUS HERRAMIENTAS DE TRABAJO. EN GENERAL LOS SOCIOS (AS) NO TIENEN MUCHA EXPERIENCIA EN GRUPOS SOLIDARIOS PERO SON GENTE RESPONSABLE Y TODOS SON CONOCIDOS ENTRE SI POR LO QUE JUNTOS SABRÁN SALIR ADELANTE CON CAPACIDAD Y RESPONSABILIDAD.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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